Symetra Stride Indexed Annuity

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SYMETRA STRIDE FIXED INDEXED ANNUITY

The withdrawal benefit charge is based on a percentage of the benefit base and is deducted annually from your contract value. The charge percentage will be shown in your contract and can change after the fifth contract year, but it will not exceed 2.5%. It is possible that your contract value could be less than your initial purchase payment if there is no growth in your contract value (assuming no withdrawals). How much does the withdrawal benefit cost?

Withdrawal benefit flexibility

Changing the amount of your lifetime withdrawal At any time, you can request to change the amount (up to the maximum amount) and/or frequency of your lifetime withdrawals. Taking additional withdrawals If you need to withdraw more than your maximum amount, your future maximum amount will decrease due to the change in the contract value. The change in contract value is determined by the excess amount that is withdrawn. For more information, please refer to the Contract Summary and/or Statement of Benefit Information. Withdrawals to satisfy required minimum distributions (RMDs) If your contract is tax-qualified and you need to withdraw more than your maximum amount to satisfy an RMD, excess withdrawals will not result in a proportional reduction to your maximum amount.

RMD Friendly Excess withdrawals needed to satisfy RMDs

will not reduce your maximum amount.

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