Sierra Crest Business Law Group - December 2020

Sierra Crest Business Law Group - December 2020

775.448.6070

December 2020

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THE CARTER FAMILY BOARD GAME BATTLE WOULD YOU PLAY FOR YOUR CHRISTMAS PRESENT?

When my wife, Nancy, was a young girl, her father started a new Christmas tradition in their family. He loved board games, and he wanted to find a way to motivate his wife and children to play with him on Christmas Day. His strategy was simple. Every year, he would hold back a present for each family member. There was only one way to “earn” that final gift: They had to win a game. As a result, Christmas Day turned into an annual board game and card game marathon, with everyone vying to win and earn the privilege of opening their last gift. This could easily have devolved into shouting matches and tears, but Nancy’s father made sure the pressure wasn’t too high on the kids by picking their presents carefully. They were usually nice but simple gifts, like a pair of socks. The kids still wanted their presents, of course, but if they didn’t win right away, it wasn’t worth getting worked up about. Nancy and I have continued this tradition every Christmas, sometimes with her family and sometimes just with our girls. We all have our games of choice, and we go through phases together. So far we’ve cycled through Settlers of Catan, Ticket to Ride, Backgammon, Yahtzee, Monopoly Deal, and a dozen other contests of strategy and luck.

opportunity to tear into their present at the end. I can also get pretty obsessed with Yahtzee — probably because it doesn’t require a lot of brain power to roll the dice! Often, these marathons of game playing last all day and even into the evening. In order to prevent midnight matches, we’ve occasionally awarded a present for second place, but that’s a

rare occurrence. Usually, everyone is able to score a win by dinner. It gets more complicated when we invite friends over for the holidays. Inevitably, they play the games by different rules, and we spend a good chunk of time arguing over the “right” way to play Clue or Monopoly. We’re going to try our best to keep up the tradition this year, even though we are pretty spread out. Most of our family is hesitant to travel, so we may resort to playing “virtually” over FaceTime or video chat like we’ve done in years past. That certainly won’t stop me from playing for my present — I’m already looking forward to throwing the Yahtzee dice. “IN ORDER TO PREVENT MIDNIGHT MATCHES, WE’VE OCCASIONALLY AWARDED A PRESENT FOR SECOND PLACE, BUT THAT’S A RARE OCCURRENCE. USUALLY, EVERYONE IS ABLE TO SCORE A WIN BY DINNER.”

For the last few years, Clue has been a family favorite. None of us are real ringers at it, so the competition can last ages, and we never know who will get the

From my family to yours, Happy Holidays!

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3 GIFT-GIVING TIPS That Won’t Kill Your Savings

Think beyond store-bought or expensive items.

Ah, the holidays. It’s a time of sweet treats, family, and giving back — and sometimes giving a little too much. When it comes to the perfect holiday gift, many people spend too much money. The average American spends nearly $1,000 on gifts during the December holidays alone! It’s possible to cut back and make it to January without major debt. Here’s how.

Sure, everyone wants this holiday season’s “it” item, but sometimes the best gifts don’t even come wrapped under the tree. Instead, look to your own talents as a clue to what you should give. If you’re a great crafter, create something unique for the people on your list. If you can offer the gift of time, provide a free night of babysitting for your friends with kids or an experience at the local theater. These gifts have a bonus factor: Recipients love the gift when they open it, and they love it when they get to use it!

Set a budget — and stick to it.

Setting a holiday budget ensures you only spend what you can afford. It also narrows down your search. If you choose to buy your neighbor something, but they aren’t your top priority, set their budget at a lower level, like $25–$50. If you have a sibling who has had a rough year and you’d like to make their holidays a little brighter, bump their budget up. This narrows the focus of what you’re looking for so you don’t stumble into something you can’t afford. Ultimately, it’s the spirit of giving during the holidays that makes them so rewarding. With a little ingenuity, you can be generous and avoid the stress of excess debt come January.

Check your list — twice!

The list is going to be your secret weapon to tackling the holidays with your savings still intact. Start by writing down the name of every person you’d like to get a gift for. Now, with the exception of your immediate family members, narrow the names down to your top five — top 10 if you’re really popular. Now, place the names of the people who didn’t make the cut into a second list. If you still feel the need to do something for them, send homemade cookies or a handwritten note instead of purchasing something. This limits how much you actually have to spend!

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spellings of common names. Additionally, the name must match the biological sex of the child: girls with feminine names and boys with masculine names. And another thing, traditional last names cannot be used as a first name. Many other countries have similar laws, including Germany. While the German laws are not as strict as Denmark’s, they state that the name must match the sex and that any name must not bring harm to the child. That is to say, if the child is likely to be bullied because of the name, it may be rejected.

No Running Out of Gas on the Autobahn

The “no gas” law is designed to minimize hazards and accidents on the road. It’s also illegal to stop on the side of the Autobahn, unless you’re experiencing an emergency or car trouble, such as an unforeseen issue with the engine. Running out of gas is considered a “foreseen” issue, thanks to fuel indicators.

Should you run out of gas and require assistance, you must not leave your vehicle, because it’s also illegal to walk on the Autobahn. If

Speaking of Germany, home of the Autobahn, it’s illegal to run out of gas while driving on the superhighway. In fact, driving on the Autobahn comes with many restrictions. That’s the trade-off for accessing an efficient road system where some stretches lack a speed limit.

you do need to pull over, you must do so in designated areas or leave the highway altogether.

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TAKE A BREAK

It’s not always easy to share feelings of frustration, anger, sadness, or other strong emotions — but it’s healthy to share them. Sometimes, we need to vent and get it all out. Venting gives us an opportunity to release these emotions, which often leads to mental clarity. However, when someone comes to you to vent and share their heavy emotional burden, listening can be just as challenging as sharing. You want to be supportive, but you don’t want to interfere. Strong feelings and tough situations may be involved. What can you do to be the listener they really need? It starts with your body language. Open yourself to their emotional needs. Gregorio Billikopf, an interpersonal relationship expert at the University of California, Berkeley says if you begin the conversation standing, invite the person to have a seat with you. Another thing you can do as a listener is to position yourself below their eye line. This puts the person venting in a more active “storyteller” position and you in a better “listener” position. While in this position, maintain eye contact. It’s okay to look down or away occasionally, but try to keep steady eye contact. Billikopf also notes that, as a listener, it’s important to avoid interjecting. Don’t offer input, suggestions, or guidance to the person venting until after the person has had the chance to get it all out. “During this venting process, there is still too much pressure for a person to consider other perspectives,” Billikopf says. While you don’t want to interject, you do want to be an active listener. This means you don’t want to be completely silent. This is where “reflective listening” comes in. Occasionally repeat what the speaker says — but don’t use their exact phrasing. Reword slightly in a sympathetic manner. Don’t spin their words or mistakenly interject an opinion, as it may not be the opinion they’re interested in hearing. Alternatively, listening cues like “mm” or “hm” and nods are always welcome. One last thing to keep in mind: You do not need to offer a solution to the person’s problem or concerns. They may just be venting to get their negative emotions out, not looking for answers or explanations. If they are looking for answers or guidance, wait for them to ask. In the meantime, lend your ear and let them know you’re there for them going forward. BE A BETTER LISTENER FOR SOMEONE Who Needs to ‘Get It All Out’

NOT YOUR GRANDMA’S FRUITCAKE

Inspired by SimplyRecipes.com

Ingredients

• 1 tsp baking soda • 1 cup sour cream • 3 1/2 cups mixed dried fruit of your choice, chopped • 1 cup nuts of your choice, chopped • 2 cups all-purpose flour, divided

• 1 stick butter • 1 cup sugar • 1 egg, room temperature • Zest of 1 orange • 1 tsp salt

Directions

1. Preheat oven to 325 F. Line a 9x5-inch loaf pan with greased baking paper. Ensure the piece running the length of the pan stands 1 inch above each side to form “handles.” 2. In a small bowl, mix baking soda and sour cream. 3. In a second bowl, combine fruit, nuts, and 1/4 cup flour. 4. In a third bowl, beat butter and sugar until fluffy. Add egg, zest, and sour cream mixture. Then, add remaining flour and salt. Mix, then add fruit mixture. 5. Pour batter into lined pan. Fill up a separate loaf pan halfway with water. Bake both pans in oven for 1 1/2–2 hours or until a skewer leaves the cake clean. 6. Use “handles” to remove cake from pan and cool completely on a rack before serving.

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INSIDE THIS ISSUE

1

Inside the Carter Family Board Game Battle

3 Fool-Proof Ways to Pay for the Holidays Without Going Broke

2

Not Your Grandma’s Fruitcake How to Be a Better Listener for Someone in Need

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4

Strange Laws Around the Globe

CURIOUS LAWS IN PRACTICE Around the World

No Chewing Gum in Singapore

Nearly every community around the world has strange laws: Some were established decades or centuries ago to address specific issues that came up once or twice; some were created with good intentions but have since become outdated; and there are some recently created ones that still serve practical purposes. Here are three such examples.

Company. You can get certain types of gum with a prescription, but if you are caught with more than two packs or are found littering, you may be handed a very steep fine.

Singapore has numerous laws aimed at keeping the city-state free of clutter, one of which is aimed squarely at chewing gum. As the government made infrastructure improvements in the 1980s and ‘90s, they wanted to curb vandalism and littering so they could keep this new area clean. The result was a crackdown on gum. They take it so seriously that they monitor gum products that pass through the city-state. If it’s en route to a neighboring country, it must be locked up until it’s through. In the past, anyone caught selling, possessing, or chewing gum could be fined up to $100,000.

No Unusual Names in Denmark

When you have a child in Denmark, don’t get too creative with their name. The government maintains a list of around 7,000 approved names, and around 200 names are rejected every year. However, if you choose a name that isn’t on the list, you might not receive an automatic denial. You can get special approval through your local church, then submit the name for approval from government officials. The law looks down on naming children after inanimate objects or alternative Continued on Page 2 ...

In recent years, the law has eased somewhat, thanks in part to gum lobbyists funded by the Wrigley

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