Horizon PT - July 2025

3600 Miller Road Flint, MI 48503

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

THIS ISSUE Inside

No Plan B: Thriving on the Edge of All-or-Nothing

How Our Bones Evolve, Heal, and Shape Us

Client Success Stories

On National Workaholics Day, Beware the Risks of Overwork

Garlic Parmesan Shrimp

Old-School Habits That Will Save Your Wallet

Budget Brilliance From a Bygone Era RETRO HABITS MAKE MODERN LIFE (AND PRICES) EASIER

REINVENT YOUR LEFTOVERS. Gone are the days of letting food wilt in the fridge. Old-school frugal folks gave every last bite a second act. Roast chicken becomes broth. Rice gets turned into stir-fry. Stale bread transforms into French toast or bread pudding. Get creative! You’ll waste less and eat better. CHOOSE CASH OVER CARD. There’s something about handing over $20 cash that makes you think twice before spending it. Cash budgeting may feel outdated, but it’s one of the simplest ways to curb impulse buys. Envelopes marked for groceries, gas, or coffee dates give you a clear snapshot of your spending — and what’s left. No more senseless swiping! SAVE WITH SECONDHAND SAVVY. Hand-me-downs were once a household norm! Today, thrift stores and vintage finds are trending again, and for good reason. Whether it’s clothing, furniture, or kitchenware, buying secondhand is kinder to your wallet and the planet.

In a world where you can have anything delivered in a day, it’s easy to forget that less can be more. But our grandparents and great-grandparents knew the art of stretching a dollar. These timeless frugal habits aren’t just budget- friendly; they’re resourceful and surprisingly satisfying. Ready to channel your inner penny-pincher? Let’s bring these throwback habits back to life. MEND IT, DON’T END IT. Once upon a time, people didn’t just toss a sock with a hole. Instead, you sewed it right back up! No need to rush to the store — just a few basic mending skills can save you from countless unnecessary purchases. It’s also more empowering to fix something with your own hands than tossing it — not to mention much more eco-friendly. MASTER THE MAGIC OF HOMEMADE MEALS. Fast food might be convenient, but cooking from scratch is where the real savings (and flavor) happen. Think soups from veggie scraps and hearty meals made from simple pantry staples. Not only does it cut costs, but it puts you in control of your ingredients and nutrition — a win-win.

So, channel some old-school genius and start living a frugal, intentional lifestyle!

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