Third, schedule an inspection by a property damage employee from the insurance company. They may ask you to take your car to them if it can be safely driven. Otherwise, they may meet you at the vehicle’s location. They’ll inspect the vehicle and give you their estimate of damages. If the damages are more than the value of the car, your car will be written off as totaled. Take your car to the shop and have it repaired with good parts. If your car is totaled, you can either keep the vehicle and fix it yourself (they’ll cut you a check for the salvage value) or you can sign it over to the insurance company for fair market value. Finally, remember to only sign the release on the property damage claim. You don’t want to sign away your right to pursue a personal injury claim, and it’s not needed to get the money for property damage. HANDLING YOUR OWN PROPERTY DAMAGE CLAIM
While you need an attorney to help with the injury and medical claims arising from a vehicle accident, you can often handle the property damage side of things yourself. Here are five steps to a successful (and lawyer-free) property damage claim in Texas. First, take pictures of your vehicle. All sides, all angles, zoomed in and out. If you have a chance to get photos at the scene, get as many as possible. Next, call the other driver’s insurance company (assuming the other driver is at fault). You’ll go over everything with an adjuster. If the other driver doesn’t have insurance or you were the victim of a hit-and-run, you’ll do this with your own insurance company instead.
You shouldn’t need a lawyer, but if anything is disputed by the other driver or the insurance company, give me a call.
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SUMMERTIME FROZEN YOGURT PIE
Looking for a summer dessert you don’t have to feel guilty about indulging in? Try this easy, low-fat frozen treat!
INGREDIENTS
• 1 premade graham cracker pie crust • 1 (8-ounce) container Cool Whip • 1 cup frozen or fresh mixed berries (strawberries, blueberries, and blackberries)
• 3 (6-ounce) containers regular yogurt (berry flavors work best)
DIRECTIONS
1. Combine Cool Whip, mixed berries, and yogurt in a bowl. Mix with a spatula until well-blended. 2. Pour yogurt mixture into pie crust.
3. Cover pie with foil or plastic lid. 4. Store in freezer for at least 3 hours, or until frozen through. 5. Serve frozen or slightly thawed.
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