Wolf Retirement Navigation - February 2026

DELICIOUS FOODS THAT POWER YOUR BRAIN THINK BETTER, REMEMBER MORE

You’ve likely heard the saying “you are what you eat,” but when it comes to memory, that’s more literal than you might think. Your brain is constantly working to process, store, and recall information, and it requires the right fuel to stay sharp. However, certain foods can actually improve memory, focus, and overall brain health. Here’s what to load up on next time you’re at the grocery store. Fatty Fish If your brain had a favorite food, it would probably be salmon. Fatty fish like salmon, sardines, and trout are full of omega-3 fatty acids, especially DHA and EPA, which are crucial for building and maintaining brain cells. These healthy fats also enhance communication between brain cells, which aids in memory and learning. If you’re not a seafood fan, you can still get omega-3s from plant-based sources like walnuts, chia seeds, and flaxseeds.

Berries Don’t underestimate these colorful little powerhouses. Blueberries, strawberries, and blackberries are packed with antioxidants called flavonoids that help protect your brain from oxidative stress (basically, brain “rust”). These compounds can also boost communication between brain cells, which may help slow cognitive decline and improve short-term memory. Try tossing a handful of berries into your morning oatmeal or smoothie for an easy boost. Leafy Greens and Veggies Spinach, kale, broccoli, and other leafy greens are rich in nutrients such as vitamin K, lutein, and folate, which are associated with improved cognitive function. These nutrients promote healthy blood flow to the brain and protect against inflammation. Studies even suggest people who eat a

daily serving of greens have the memory of someone years younger. Not bad for a salad, right? Whole Grains and Nuts Your brain runs on glucose, and whole grains provide a slow, steady supply of it, helping to keep you alert and focused. Brown rice, quinoa, and oats help maintain balanced energy levels, while nuts (especially almonds and walnuts) add vitamin E, another nutrient tied to improved memory and slower cognitive aging.

What to Review Before Tax Day Avoid the Last-Minute Rush

Tax season has a way of sneaking up on everyone, even retirees who feel like they’ve finally earned a break from paperwork. Some preparation now can save you stress, time, and potentially money later on. Here’s a practical check-in on what to focus on before you file. Documents to Gather Now Start by pulling together the basics. This includes Social Security Benefit Statements (SSA-1099), pension income forms, and any 1099s for interest, dividends, or investment sales. If you have multiple brokerage accounts, make sure you’ve received all consolidated 1099s because these sometimes arrive later than others. Don’t forget records for medical expenses, property taxes, and mortgage interest, as well as prior-year tax returns, which can be helpful references. Having everything in one place early prevents last-minute scrambling. RMD Reminders If you’re age 73 or older, Required Minimum Distributions (RMDs) should already be on your radar. RMDs from traditional IRAs and certain retirement accounts are taxable income, and missing them can result in penalties. Double-check that you took the correct amount by the deadline (generally Dec. 31). If you have multiple IRAs, remember that while the total RMD can be aggregated, you

must handle employer-sponsored plans like 401(k)s separately. A quick review now can help avoid unpleasant surprises.

Charitable Giving Receipts and QCDs Gather receipts for any donations made during the year, especially if you itemize deductions. If you used Qualified Charitable Distributions (QCDs) from an IRA, available once you reach age 70 1/2, make sure you properly document those amounts. QCDs can satisfy RMDs while keeping the distribution out of taxable income, but only if reported correctly. Clear records make all the difference. Why Filing Early Matters An early start reduces the risk of tax-related identity theft, speeds up refunds if you’re owed one, and gives you more time to address issues if something’s missing or incorrect. It also allows for proactive tax planning. If you owe more than expected, you’ll have time to explore payment options without pressure. A little organization today can lead to fewer headaches and more confidence when it’s time to file.

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