About these Coverage Examples:
This is not a cost estimator. Treatments shown are just examples of how this plan might cover medical care. Your actual costs will be different depending on the actual care you receive, the prices your providers charge, and many other factors. Focus on the cost sharing amounts (deductibles, copayments and coinsurance) and excluded services under the plan. Use this information to compare the portion of costs you might pay under different health plans. Please note these coverage examples are based on self-only coverage. Peg is Having a Baby (9 months of in-network pre-natal care and a hospital delivery) Managing Joe's type 2 Diabetes (a year of routine in-network care of a well- controlled condition) Mia's Simple Fracture (in-network emergency room visit and follow up care)
■ The plan's overall deductible ■ Specialist coinsurance ■ Hospital (facility) coinsurance
$2,000
■ The plan's overall deductible ■ Specialist coinsurance ■ Hospital (facility) coinsurance
$2,000
■ The plan's overall deductible ■ Specialist coinsurance ■ Hospital (facility) coinsurance
$2,000
20% 20% 20%
20% 20% 20%
20% 20% 20%
■ Other coinsurance
■ Other coinsurance
■ Other coinsurance
This EXAMPLE event includes services like: Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood work) Specialist visit (anesthesia)
This EXAMPLE event includes services like: Primary care physician office visits (including disease education) Diagnostic tests (blood work) Prescription drugs Durable medical equipment (glucose meter)
This EXAMPLE event includes services like: Emergency room care (including medical supplies) Diagnostic test (x-ray) Durable medical equipment (crutches) Rehabilitation services (physical therapy)
Total Example Cost
$12,800
Total Example Cost
$7,400
Total Example Cost
$1,900
In this example, Peg would pay: Cost Sharing Deductibles
In this example, Joe would pay: Cost Sharing Deductibles
In this example, Mia would pay: Cost Sharing Deductibles
$2,000
$2,000
$1,900
Copayments Coinsurance
$0
Copayments Coinsurance
$0
Copayments Coinsurance
$0 $0
$2,100
$1,000
What isn't covered
What isn't covered
What isn't covered
Limits or exclusions
$10
Limits or exclusions
$200 $3,200
Limits or exclusions
$0
The total Peg would pay is
$4,110
The total Joe would pay is
The total Mia would pay is
$1,900
The plan would be responsible for the other costs of these EXAMPLE covered services.
Plan Name: HSA Plan Ben Ver: 16 Plan ID: 8533562
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