May Issue

Lock N Shop LOCK NOW, BUY LATER

Are rising rate pressuring your purchase timeline? Shop for a home at your own speed with our Lock N Shop program.

Lock in your mortgage rate now Lower it once if market rates fall Take the time you need to find the perfect home How it works: 1. 2. 3.

Lock Term Base Price Price Adjustment

Date by which the borrower must be under contract

60 days

45 days .250 to price - waived

45 days of lock date

60 days of lock date

90 days

45 days .500 to price - waived

Available for Conventional, FHA, VA, and USDA Loans (30 and 15-year fixed)

Not available for non-agency loans

One-time float down allowed after property has be identified

Shawn Hunt Senior Vice President, Branch Manager NMLS ID# 1098459 Branch NMLS# 2443130 shunt@cmghomeloans.com

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