Trinity Elder Law - January 2022

he Pennsylvania Winter!

EXERCISE YOUR FINANCES 3 Ways to Boost Your Knowledge of Money as You Age They say wisdom comes with age, and at Trinity Elder Law, we have witnessed generations of wisdom. However, as you age, the kind of wisdom you need evolves. What was necessary for you to understand in your 20s may be vastly different than the knowledge you need to navigate everyday life in your 80s. In no other area will this be more apparent than with your finances. In honor of Financial Wellness Month, spend time examining the ways in which you or your older loved ones can improve your financial well-being. Plan proper care for yourself. How you care for yourself and how you choose to treat certain ailments will have a great impact on your finances. It’s imperative to plan for long-term care and health before these are needed to ensure you have ways to fund your care and that your wishes can be met should you become incapacitated. Start your journey toward better financial well-being by examining your options and your plan for long-term care to avoid costly surprises. Out-scam the scammers. Older adults are more susceptible to scams merely because hackers and thieves are banking on diminished cognitive abilities and lack of knowledge. But you can prove them wrong! Review common scamming practices and learn to identify when you may be the potential victim of a scammer. It’s also vital to learn what steps to take if you fall into a scammer’s trap. These thieves do their research. Outwit them by doing your own! Be smart with government offers. As you age, you’re afforded certain protections through Medicare and Social Security. But as beneficial as these programs are, they can leave enrollees vulnerable to scams — and they have strict rules. For instance, as the Federal Deposit Insurance Corporation (FDIC) explains, some programs may offer to “advance” Social Security benefits. However, much like any other payday loan, you have to pay this back — with interest. It’s a dangerous road to go down, so it’s best to avoid it if possible. Do your own research or seek professional guidance before making any moves within these government programs. At Trinity Elder Law, your financial wellness is a large part of what we protect with your estate plan. If this journey prompts questions about your estate plan, please call us.

need to leave earlier or later in the day. Allow yourself enough time to reach your destination; don’t rush. 3. Be careful getting in and out of your vehicle. Trying to enter or exit your car can be difficult. If it’s icy out, the chances of slipping and falling are higher. Lifting one leg, then the other, in or out of a car can be a slippery slope during the colder months. Always be sure to have a secure hold on your door, the car handles, or another person to safely enter and exit your car. 4. Take your time while walking. Hold onto any handrails that are available and focus on placing each foot flat on the ground with each step. Make sure you’re wearing proper footwear that provides a nice grip, and clean your shoes off after going inside. Residual snow or ice left on your shoes can still cause you to lose your balance. Unfortunately, we cannot change the weather. That’s why it’s important to be prepared and take precautions during the winter season. If you or a loved one needs help updating or creating an estate planning document during this time, allow your friends at Trinity Elder Law & Estate Planning to help! It’s important to be prepared for anything that comes your way.

CHICKEN WITH LEMON HERB SAUCE

Inspired by FoodNetwork.com

Healthy eating doesn’t have to be bland with this citrusy chicken!

Ingredients

1/3 cup and 2 tbsp olive oil, divided 4 boneless chicken breasts 1 clove of garlic, minced

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1/2 cup parsley, chopped 1/3 cup mint, chopped

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1 1/2 tsp pepper

1 lemon, for juice and zest

1/4 tsp salt

Directions

1. Preheat oven to 450 F. 2. In a large ovenproof skillet, heat 2 tbsp olive oil.

3. Season chicken with salt and pepper if desired and sear it in the skillet for 3 minutes on each side. Bake chicken until its internal temperature is 165 F. 4. In a blender, add 1/3 cup olive oil, garlic, salt, parsley, mint, pepper, and lemon zest and juice and blend ingredients until coarsely mixed. 5. Top chicken with sauce and serve!

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