Short-Term and Long-Term Disability
Even with careful saving and planning, most people count on a steady paycheck to cover their monthly expenses. Unfortunately, it only takes a brief time away from work to upset the balance. You can protect the income you depend on with disability insurance. If you need to take time off to recover from an illness or injury, disability insurance from Unum may provide a portion of lost income for a period of time, helping alleviate the financial hardship and cover regular expenses.
Short Term Disability Benefits - California Employees Weekly Benefit
20% of weekly earnings (Non-integrated with CA SDI)
Maximum Benefit
$1,500 weekly
Maximum Benefit Duration
12 weeks
Waiting Period
7 days / Benefit begins on the 8th day
Pre-existing Conditions
No exclusions Company Paid If You Enroll In A Medical Plan!
Short Term Disability Benefits - Non-California Employees Weekly Benefit 60% of weekly earnings Maximum Benefit $2,000 weekly Maximum Benefit Duration 12 weeks Waiting Period 7 days / Benefit begins on the 8th day Pre-existing Conditions No exclusions
Company Paid If You Enroll In A Medical Plan!
Long Term Disability Benefits - All Employees, All States Monthly Benefit 60% of monthly earnings Maximum Benefit $7,500 monthly Maximum Benefit Duration
2 years up to Social Security Normal Retirement Age
Waiting Period
90 days / Benefit begins on the 91st day
Pre-existing Conditions
3 months look back; 12 months after exclusion
Survivor Benefit Yes, 3 months Company Paid If You Enroll In A Medical Plan! The above information is a summary only. Please refer to your Evidence of Coverage for complete details of Plan benefits, limitations and exclusions.
18 Benefits Guide 2025-26
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