Contents
Contents
2
Dental Coverage - Anthem DPPO Plans
13
Important Information
3
Vision Coverage
14
Eligibility and Changes During The Year
4
Flexible Spending Account (FSA) - Health FSA
15
Medical Coverage
5
Flexible Spending Account (FSA) - Dependent Care
16
Find Your Preferred Providers
6
Basic Life & Supplemental Term Life Insurance
17
Anthem Member Resource Center
7
Short-Term and Long-Term Disability
18
Anthem Health & Wellness Resources
8
Employee Assistance Program (EAP)
19
Anthem HMO & EPO Options - Plan Details
9
Directory & Resources
20
Anthem PPO Options - Plan Details
10
Notes
21
Health Savings Account (HSA)
11
Cost of Coverage
22
Dental Coverage
12
Annual Notices
23
Glossary of General Definitions For general definitions of common terms, such as allowed amount, balance billing, coinsurance, copayment, deductible, provider, or other terms see the online glossary at https://www.healthcare.gov/sbc-glossary/ or call 1-866-444-3272 to request a copy.
We are pleased to provide you with our Employee Benefits Guide We are committed to providing you and your eligible dependents with a comprehensive benefits package that will meet your evolving needs. With respect to our employee benefits, our goal is to implement options, programs and resources which supports your total wellness: physical, mental and financial. We also aim to: • Offer cost-effective coverage • Provide meaningful programs and plan designs • Maintain quality health care options • Remain competitive with our benefits package
We are proud to offer a range of benefits to our employees. This Employee Benefits Guide can assist you in understanding your choices of coverage and resources available to you. We have included an overview of each option, along with plan summaries and cost comparisons. We recognize that benefit selections are a personal decision and that health care costs have continued to rise on a national level. With these factors in mind, we have made every effort to design a benefits package that fits your lifestyle and rewards your contribution to our company’s success. We encourage you to spend time reviewing the enclosed information in order to learn more about the benefits we are offering and appropriately select options that best suit you and your needs.
2 Benefits Guide 2025-26
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