PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411
C.H. Brown Co., LLC A PLATTE VALLEY COMPANY 20 W. Frontage Rd. • Wheatland, WY 82201 307-322-2545 • chbef.com
Inside
1 Read Across America Day 2 One of the Hottest Marketing Trends of 2023 2 Have You Found Your Hedgehog Concept? 3 Apple Tart With Rosemary and Honey Syrup 3 Applicant Interview Process 4 Yellow Iron Program
Our Yellow Iron Program Explained
WE FINANCE IT ALL
Backhoes, trackhoes, and excavators, oh my!
be noted that private-party deals cannot be financed with us here at CHB.
Here at CHB, we finance it all! Our Yellow Iron Program makes it easy for your clients to obtain financing for their building projects and expand their businesses. The term “yellow iron” includes all heavy machinery such as quarrying equipment, earth-moving equipment, and forklift trucks. If it moves dirt, rocks, gravel, or concrete, we will finance it! Our goal is to help growing businesses expand their reach and add to their fleet of machinery with new or used equipment financing. If they can dream it, we will work to make it happen — with a few must-haves and stipulations, of course! The equipment must meet some requirements, and the applicants must have the credit. For starters, all yellow iron machinery must come from a certified dealership, and the dealership must be the owner of the equipment, as all Uniform Commercial Codes (UCCs) need to be released. It should
Our buy rates begin at 8.6% with terms ranging from 18–72 months since hours and conditions are factored in. Your client’s credit scores must fall within the range of 625–800-plus, with the 670–720 scores receiving the best value. They must also possess acceptable credit history! A generic list of backhoe and excavator manufacturers we will finance include but are not limited to:
• • • • •
John Deere
• • • •
Komatsu Liebherr
Volvo
Hyundai
Terex
JCB
Hitachi
CASE
If your client is looking to make a move on a new or used piece of yellow iron equipment, we are ready to make it happen! Let’s make a deal — send them our way!
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