Voluntary Accident
Voluntary Accident coverage pays benefits when you or your covered family member(s) is injured, outside of work, because of an accident, like falling down the stairs or off a ladder, getting hurt playing sports.
A list of covered injuries is listed below. There is no overall annual or lifetime limit.
Refer to the plan certificate for detailed Voluntary Accident coverage information or visit www.principal.com.
INJURY
BENEFIT
Burns
Up to $5,000
Comas
$15,000
Concussions
$500
Dental or eye injuries
$500
Dislocations
Up to $7,500
Fractures
Up to $10,000
Injuries not specifically listed
$100
Internal injuries
$1,500
Knee cartilage / ruptured disc / tendon / ligament/ rotator cuff injuries with surgical repair
$1,500
COVERAGE LEVEL
MONTHLY PREMIUM
Employee Only
$9.07
Employee & Spouse
$15.37
Employee & Child(ren)
$16.20
Family
$25.93
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