2025 Company Benefits Summary_Cal Choice

Medical

CENTURY 21 Affiliated provides group health insurance through CaliforniaChoice Health Plan with five (5) HMO options and one (1) PPO option. Under the HMO plan, you must see a provider within network for coverage. Under the PPO plan, participants are encouraged to see In- Network providers; however, some Out-of-Network providers and services may be covered.

For more information on the health insurance and to find in-network providers, visit https://www.calchoice.com/ then select “Provider Search”.

OPTION

HMO

HMO

HMO

Bronze HMO A

Silver HMO A

Gold HMO B

Plan Name

Network Name

Kaiser Permanente

Kaiser Permanente

Kaiser Permanente

Benefits

In-Network

Non-Network

In-Network

Non-Network

In-Network

Non-Network

Deductible Ind/Family

$5,800 / $11,600

N/A

$2,300 / $4,600

N/A

$250 / $500

N/A

$19 / (Tier’s 2 -4) 40% up to $500

$20 / $100 / $100 / 20% up to $250

$15 / $40 / $40 / 20% up to $250

RX Benefit

Not Covered

Not Covered

Not Covered

PCP Office Visits

$60 Copayment

Not Covered

$65 Copayment

Not Covered

$35 Copayment

Not Covered

Specialty Office Visits

$95 Copayment

Not Covered

$100 Copayment

Not Covered

$55 Copayment

Not Covered

Chiropractic Services

$15 Copay – Max 20/yr

Not Covered

Not Covered

Not Covered

Not Covered

Not Covered

Preventive Exams

$0 Copayment

Not covered

$0 Copayment

Not Covered

$0 Copayment

Not Covered

Urgent Care

$60 Copayment

Not Covered

$65 Copayment

Not Covered

$35 Copayment

Not Covered

Emergency Room

40% coinsurance

45% coinsurance

$250 Copayment

Hospital Services

40% coinsurance

Not Covered

45% coinsurance

Not Covered

$600/Day up to 5-days

Not Covered

Out-of-Pocket Maximum

$8,850 / $17,700

N/A

$8,750 / $17,500

N/A

$7,800 / $15,600

N/A

Employee Monthly Premiums

Age Based Plans

Rates will vary by participant age. Please contact Human Resources for more information.

Out-of-Pocket Maximum includes Deductible, Rx, Office, Urgent Care & Emergency Room Copays

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