2026 Company Benefits Summary_Cal Choice

Medical Cont.

For more information on the health insurance and to find in-network providers, visit https://www.calchoice.com/ then select “Provider Search”. OPTION HMO HMO PPO

Silver HMO A

Silver PPO C

Gold PPO E

Plan Name

Network Name

Health Net WholeCare

Anthem Pru Buyer PPO

Anthem Pru Buyer PPO

Benefits

In-Network

Non-Network

In-Network

Non-Network

In-Network

Non-Network

Deductible Ind/Family

None

N/A

$1,700 / $3,400

$3,400 / $6,800

$500 / $1,500

$2,000 / $4,000

$15 or $20 / $70 or $80 / $110 or $120 / 30% or 40% up to $250 **

$10 or $20 / $50 or $60 / $90 or $100 / 30% or 40% up to $250 **

$20 / (Tier’s 2-4) 50% up to $250

RX Benefit

Not Covered

Not Covered

Not Covered

PCP Office Visits

50% after deductible 50% after deductible

$55 Copayment

Not Covered

$50 Copayment

$30 Copayment

50% after deductible

Specialty Office Visits

$90 Copayment

Not Covered

$95 Copayment

$60 Copayment

50% after deductible

Chiropractic Services

$15 Copay – Max 20/yr

$15 Copay – Max 20/yr

Not Covered

Not Covered

Not Covered

Not Covered

Preventive Exams

50% after deductible

$0 Copayment

Not Covered

$0 Copayment

$0 Copayment

50% after deductible

50% after deductible

Urgent Care

$55 Copayment

$50 Copayment

$30 Copayment

50% after deductible

Emergency Room

$300 Copay and 40% after deductible (copay waived if admitted)

$250 Copay and 20% after deductible (copay waived if admitted)

50% coinsurance

50% after deductible – Max $650 / Day

Hospital Services

50% after deductible – Max $650 / Day

40% after deductible

20% after deductible

$900/day – Max 5 days

Out-of- Pocket Maximum Employee Monthly Premiums

$10,150 / $20,300

$18,200 / $36,400

N/A

$9,100 / $18,200

$7,700 / $15,400

$15,400 / $30,800

Age Based Plans

Rates will vary by participant age. Please contact Human Resources for more information.

Out-of-Pocket Maximum includes Deductible, Rx, Office, Urgent Care & Emergency Room Copays

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