2025 Company Benefits Summary_Cal Choice

Medical Cont.

For more information on the health insurance and to find in-network providers, visit https://www.calchoice.com/ then select “Provider Search”.

OPTION

HMO

HMO

PPO

Platinum HMO A

Silver HMO A

Gold PPO E

Plan Name

Network Name

Kaiser Permanente

Health Net WholeCare

Anthem Pru Buyer PPO

Benefits

In-Network

Non-Network

In-Network

Non-Network

In-Network

Non-Network

Deductible Ind/Family

$0 / $0

N/A

None

N/A

$500 / $1,500

$2,000 / $4,000

$10 or $20 / $50 or $60 / $90 or $100 / 30% or 40% up to $250 **

$5 / $15 / $15 / 10% up to $250

$20 / (Tier’s 2 -4) 50% up to $250

RX Benefit

Not Covered

Not Covered

Not Covered

PCP Office Visits

$10 Copayment

Not Covered

$55 Copayment

Not Covered

$30 Copayment

50% after deductible

Specialty Office Visits

$20 Copayment

Not Covered

$75 Copayment

Not Covered

$60 Copayment

50% after deductible

Chiropractic Services

$15 Copay – Max 20/yr

$15 Copay – Max 20/yr

Not Covered

Not Covered

Not Covered

Not Covered

Preventive Exams

$0 Copayment

Not Covered

$0 Copayment

Not Covered

$0 Copayment

50% after deductible

Urgent Care

$10 Copayment

Not Covered

$75 Copayment

$30 Copayment

50% after deductible

Emergency Room

$200 Copayment

50% coinsurance

$250 Copay and 20% after deductible

50% copay after deductible – Max $650 / Day

Hospital Services

20% coinsurance after deductible

$500 / Admit

Not Covered

$750/day – Max 5 days

Out-of- Pocket Maximum Employee Monthly Premiums

$3,000 / $6,000

N/A

$9,200 / $18,400

N/A

$7,700 / $15,400

$15,400 / $30,800

Age Based Plans

Rates will vary by participant age. Please contact Human Resources for more information.

Out-of-Pocket Maximum includes Deductible, Rx, Office, Urgent Care & Emergency Room Copays

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