Elder Care Firm January 2018

When it comes to your inheritance, taking care of your loved ones in the most responsible way means avoiding court. Sending them to probate is like having your family inherit your dental work before they can inherit your assets. Probate is time consuming, costly, and downright miserable, and it should be avoided at all costs. With that in mind, we’ve provided the three best ways to prevent this painful process and make sure your inheritance goes exactly where it should. JOINT OWNERSHIP Married couples use this process to ensure that when you pass away, your spouse becomes the recipient of any assets. For example, when you open a joint checking account with your spouse, you will specify them as an owner on the account. When you pass, your spouse will automatically become sole owner of the account and will remove any deliberation as to where those funds should go. BENEFICIARY DESIGNATIONS In the case of life insurance or retirement accounts, a beneficiary is named. This gives you the freedom to pass on your holdings to whomever you specify. However, one downside to this is it does not limit what happens to that money after it is transferred to the beneficiary. It’s similar to handing your loved one a pillowcase of money and wishing them luck. 3 Surefire Ways to Prevent Probate Do You Know Where Your Inheritance Is Going?

TRUSTS There are many types of trusts, but the basic premise is that instead of handing over a pillowcase of cash, you’re passing on a suitcase with specific instructions. The money is then administered per the terms of the trust to the trustee(s). If you have deliberate intentions for your inheritance, you can detail exactly the who, what, when, where, and how of all your assets. There are few things less desirable than going to probate in Michigan, but fortunately, sending your loved ones down this road is completely avoidable. With proper guidance and thorough planning, you can make sure your loved ones are protected for their future. Otherwise, your loved ones could inherit a handful of problems rather than your decades of hard work and dedication.

Chris’ Paleo Corner:

PALEO BACON ZUCCHINI AND RED PEPPER FRITTATA

Thank You!

Recipe from paleonewbie.com

DIRECTIONS

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Servings: 6

1. Preheat oven to 375 F. 2. Cook bacon and set aside. 3. Dice onion and bell pepper. Grate zucchini and blot with paper towel to remove excess moisture. 4. In a medium bowl, whisk

7. Add shredded zucchini to mixing bowl with the eggs. Stir and pour into skillet. 8. Continue to cook on

• 8 ounces bacon, INGREDIENTS

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cooked and chopped

• 1 red bell

stovetop 1–2 minutes or until mixture begins to set around the edges.

pepper, diced • 1 medium zucchini, grated (peel on if desired) • 1/2 medium onion, diced • 6 eggs, whisked • 1/3 cup full-fat coconut milk • 1 tablespoon Italian seasoning, dried • Salt and pepper to taste

Anthony Balavitch Brenda Wojtacha Rick Briggs

Julie Seitz Michelle Peterson

9. Transfer skillet to pre- heated 375 F oven. 10. Bake about 15 minutes or until eggs are cooked through. (For a slightly browned top, move skillet up to top rack and broil for 2–3 additional minutes.) 11. Transfer frittata to serving plate. Slice and serve.

together eggs, coconut milk, and seasonings.

5. In a 10-inch, oven-

Laura Robi Bill Albert David Stewar

safe skillet on medium heat, sauté onion in 2 tablespoons fat (we used bacon fat) for about 4 minutes. Add the red pepper and sauté for an additional minute.

John Thurman Bob Sabourin

6. Add cooked bacon to skillet.

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