2025.26 Company Benefits Summary_Dean HMO

Medical

CENTURY 21 Affiliated provides group health insurance through Dean Health Plan by Medica with three (3) HMO options. Under the HMO plan, you must see a provider within network for coverage. For more information on the health insurance and to find in-network providers, visit www.deancare.com .

OPTION

HMO OPTION 1

HMO OPTION 2

HMO OPTION 3

Network Name

Dean $5000 HMO

Dean $1000 HMO

Dean $500 HMO

Group Number

17FGHEG

17FGHEG

17FGHEG

Benefits

In-Network

Non-Network

In-Network

Non-Network

In-Network

Non-Network

Deductible Ind/Family

$5,000 / $10,000

N/A

$1,000 / $3,000

N/A

$500 / $1,000

N/A

$10 / $50 / $80 / 30% coinsurance

$10 / $50 / $80 / 30% coinsurance

$10 / $15 / $60 / 30% coinsurance

RX Benefit

Not Covered

Not Covered

Not Covered

PCP Office Visits

$20 Copayment

Not Covered

$20 Copayment

Not Covered

$25 Copayment

Not Covered

Specialty Office Visits

$60 Copayment

Not Covered

$60 Copayment

Not Covered

$25 Copayment

Not Covered

Chiropractic Services

$20 Copayment

Not Covered

$20 Copayment

Not Covered

$20 Copayment

Not Covered

Preventive Exams

$0 Copayment

Not covered

$0 Copayment

Not Covered

$0 Copayment

Not Covered

$20 copay and/or 20% coinsurance after deductible

$20 copay and/or 20% coinsurance after deductible

$25 copay and/or 20% coinsurance after deductible

Urgent Care

Emergency Room

$350 copay and/or 20% coinsurance after deductible

$350 copay and/or 20% coinsurance after deductible

$150 copay and/or 20% coinsurance after deductible

Hospital Services

20% coinsurance after deductible

20% coinsurance after deductible

20% coinsurance after deductible

Out-of-Pocket Maximum

$7,150 / $14,300

N/A

$4,000 / $12,000

N/A

$1,000 / $2,000

N/A

Employee Only $114.82 Employee / Spouse $386.81 Employee / Child(ren) $368.82 Family $611.70

Employee Only $216.96 Employee / Spouse $606.41 Employee / Child(ren) $578.21 Family $958.97

Employee Only $292.60 Employee / Spouse $769.04 Employee / Child(ren) $733.27 Family $1,216.15

Employee Monthly Premiums

Out-of-Pocket Maximum includes Deductible, Rx, Office, Urgent Care & Emergency Room Copays

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