CaseBarnettLaw.com YOUR FUTURE SELF WILL THANK YOU 949-565-2993 For Adding on This Insurance Coverage Aug. 14 is Financial Awareness Day. When it comes to your personal finances, you may think about creating a monthly budget and pinching pennies where possible to save for you and your family’s future. But there are certain things you should never scrimp on! Car insurance is one of those things. In fact, adding underinsured or uninsured motorist (UI/UIM) coverage to your policy may really pay off in the end.
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TOMATO AND WATERMELON SALAD (YES, REALLY!)
Inspired by BonAppetit.com
Each state has different minimum liability insurance requirements, and in California, drivers are only required to carrying the following:
Bon Appétit magazine calls tomato and watermelon “soul mates,” and they’re right! This surprising gourmet salad will be a hit at your next barbecue. • 1 tsp peppercorns, coarsely crushed • 1 tsp coriander seeds, coarsely crushed • 1/2 tsp cumin seeds • 1/2 tsp turmeric • 1/4 cup coconut oil • 4 cups seedless watermelon, rind removed and cut into 1/2-inch cubes • 2 heirloom tomatoes, cut into 1/2- inch cubes • 8 oz feta cheese, cut into 1/2- inch cubes • Sea salt, to taste Ingredients
• $15,000 for injury/death to an individual • $30,000 for injury/death to more than one person • $5,000 for property damage
While most of us have had to repair a car and know that $5,000 doesn’t always take you very far, if you’ve been fortunate enough to avoid having a major injury in your life, you may not realize that $15,000 is not a lot to cover medical care for anything aside from a soft tissue injury. If you have an injury that requires a hospital stay, surgery, physical therapy to rehab the injury, or multiple visits, those costs will add up. While you can’t control what level of coverage other drivers chose to purchase, if you add UI/UIM coverage to your own policy, you’re providing yourself an important cushion. You should contact your insurer to see what the monthly cost is for this coverage, but it is often a good value for the peace of mind and future security it brings. We recommend adding $100,000 in UI/UIM coverage to your current policy. Some people worry that if they get into an accident with a driver who had no car insurance or just the minimum state-required coverage and they tap into their UI/UIM coverage, they’ll see their rates go up. Luckily, this isn’t the case! Since that’s exactly what that coverage is there for, you’ll see no penalty for accessing it when needed.
Directions
1. In a small saucepan, sauté spices and herbs in the coconut oil for 3 minutes over medium heat to create turmeric oil. Take the pan off of the heat, then let it cool. 2. Combine the watermelon, tomatoes, and feta on a large platter or in a bowl. Drizzle with cooled turmeric oil. Now, simply sprinkle with sea salt and enjoy!
As always, you can learn more about this and other topics by visiting our website at CaseBarnettLaw.com.
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