GETTING UP AFTER A FALL
STEPS TO TAKE WHEN YOU FALL AND CAN’T GET HELP
“Help! I’ve fallen, and I can’t get up!”
Our mission is to give thought and consideration to the interest of everyone affected by the actions we take as a company and as individuals. Our mission is to bless every person and business that we come in contact with in every way that we should. We pledge to solicit God’s help in accomplishing our mission. They work with individual agents, so I am their man in the Omaha Metro area. They want to know people with whom they are doing business. They like to establish strong relationships with their agents. No other agents will be offering Old Surety in Eastern Nebraska. Old Surety’s underwriting is very selective. Their business model works to keep their pool of clients as healthy as possible through strict underwriting practices. Consequently, they can keep their premiums low over time. Of course, when someone is ill, even seriously ill, they take care of them the way a Medigap policy is required to by law and regulation. No Medigap policy can drop a client, except for the lack of premium payment. feet, try to wiggle your extremities. If you can move these, move into a position that’s comfortable. If you cannot or if you are in pain, continue breathing deeply, stay calm, and do not attempt to get up. Try to lift yourself up. If you cannot get yourself up, skip to the next step. But if you feel strong enough to do so, roll onto your side, and slowly get onto your hands and knees. Then, place one or both of your hands on a sturdy item, and position your leg into a 90-degree angle, with your foot flat on the ground. Once there, pull yourself up. Take breaks and go slowly. And be sure to rest once you stand up. Call for help. You must seek medical attention after a fall, even if you are able to get back up, to prevent further damage or worsening injuries. If you are able to get up, call a
The Medicare supplement world is getting more interesting. New companies are getting into the Medigap business. Other companies are becoming more aggressive in trying different tactics to acquire Medicare clients. New companies have come to Nebraska. The Old Surety Life Insurance company takes a different tact than other insurance companies. OLD SURETY LIFE IS COMMITTED LOW PREMIUMS ARE PRIORITY The phrase was part of a major advertising campaign by a medical alert company aimed at helping seniors after a fall. The advertisement pushed a device that would call 911 with the press of a button. And there’s a good reason for this advocacy! The Centers for Disease Control and Prevention (CDC) reported that between 2012–18, older adults reported approximately 36 million falls annually, and 32,000 of these incidents resulted in death. But what happens when alert technology is out of reach? Keep this article on hand, and follow this process if you fall and actually cannot get up. Stay calm and check for injuries. It’s easy to panic, but doing so could exacerbate your injuries. After a fall, take a few deep breaths, and starting at your
friend or family member so they can drive you to the hospital. If you cannot, try to reach for your phone or press the button on your medical alert device. If none of these options are available, don’t give up. Try sliding toward one of these devices, or yell for help, bang on the floors or walls. Remember to protect yourself; for instance, use a pillow or clothing item for support and warmth.
If you have additional questions, please consult with a trusted medical professional.
Old Surety is an honest “attained age” Medigap policy. Most Medigap plans are “issue age,” where the premium usually goes up with age. An insurance company keeps up with rising health care costs through age increases and rate increases. Rate increases occur when claims and costs rise, so the insurance company increases the premium rate across the board. The rate increases could be every year or every couple of years. There is no set frequency. Increases are simply a function of increased expenditure. Historically, Old Surety has kept its premiums very low over time, especially compared to other Medigap insurance companies. For those on Medigap plans, please check in with us to make sure you have the lowest possible premium. You do not need to wait until the Annual Election Period (AEP) Oct. 15–Dec. 7 to change your Medigap policy. Medicare supplements may be changed year-round. You simply answer a few health questions on the application. Old Surety is one arrow in our quiver of Medigap insurance companies. We have added a few more who have come to Nebraska and Iowa with low premiums. I will be speaking about them in coming newsletters.
First of all, the leadership is unabashedly Christian. Their mission statement as a company comes from the Gospel.
Matthew 22:39, “Love your neighbor as yourself.“
The management of Old Surety Life Insurance Company is totally committed to considering our employees, our agents, our policyholders, and all others that we do business with as neighbors, as Jesus said.
2 • OmahaInsuranceSolutions.com
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