USRN Partners - 2023 Benefits Guide

Disability Coverage

The goal of USRN Partner’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non- work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits.

Both the short term and long term disability coverages are offered

through Anthem.

Insurance Carrier:

Short-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Benefit Percentage

60%

Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit Pre-Existing Condition

1 Days 8 Days $1,350 3 / 12

Benefit Duration

13 Weeks

Insurance Carrier:

Long-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement

All Full Time Employees

Waiting Period

90 Days

Benefit Percentage

60%

Maximum Monthly Benefit

$6,000

Benefit Duration

To age 65

Own Occupation Definition

2 Years

Pre-Existing Condition

12/6/24

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USRN PARTNERS 2023 BENEFITS GUIDE

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