MAGGI Tax Advisory & financial Group
Tax Services | Investment Management | Financial Planning | Insurance
Get the
for your Retirement “Maggi Plan”
The Maggi Plan... It’s Simple... It’s a plan you can understand!
Income Planning Tax Planning
Roth/IRA Planning Estate Planning Social Security Planning College Planning
Insurance Planning Investment Planning
“A plan you can understand!” We can help you design your retirement plan. Listen to “The Maggi Tax & Financial Hour” every Saturday at 5:00am and 5:00pm on 970 WFLA
www.maggitax.com Palm Harbor Location: (727) 799-1701 | St. Petersburg Location: (727) 799-1701 | Lutz Location: (813) 909-0022
Advisory services offered by Maggi Investment Services, LLC, A Registered Investment Advisor in the State of Florida. Insurance products and services are offered through Maggi Tax Advisory & Financial Group. The aforementioned are affiliated companies.
MEDICARE PLANS
TAX SERVICES FEDERAL EMPLOYEE BENEFITS MAG Tax Advisory & fina
VETERANS SOLUTIONS
INVESTMENT SERVICES
INSURANCE BROKERAGE
ESTATE PLANNING *
ANNUITY
LIFE
WILLS
TRUSTS
St. Petersburg Location
Lutz Location
Palm Harbor Location
4114 Woodlands Pkwy, Ste. 303B Palm Harbor, Florida 34685
3663 Central Avenue St. Petersburg, FL 33713
212 Crystal Grove Blvd. Lutz, Florida 33548
Phone: (727) 799-1701
Phone: (813) 909-0022
Phone: (727) 799-1701
*Estate Planning provided by unaffiliated attorneys
Attend our FREE Educational Seminars Tell a friend! Two Seminars monthly at local libraries
Estate Planning Social Security Tax Planning
Advanced Planning Medicare Wills/Trusts
Tax Preparation Roth Conversions Retirement Planning
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MAGGI Tax Advisory & financial Group
5 Risks in Retirement
Market Risk
Income Risk
Health Risk
Tax Risk
Legislative Risk
MAGGI Tax Advisory & financial Group
CUSTOMIZED REPORTS
FEATURED REPORTS
Through your affiliation with Maggi Investment Services, LLC or Maggi Tax Advisory and Financial Group you have access to cutting-edge software reports that clearly communicate complex financial concepts.
Allocation Roadmap TM Allocation Roadmap TM is an interactive online tool that provides insight into your cur- rent investment portfolio. By creating a detailed map of your current financial land- scape and charting possible routes to your desired finan- cial future, you can explore and dynamically review the impact of each potential route.
Color of Money The Color of Money report il- lustrates your risk exposure with your current assets, com- paring your existing level of risk with your desired level of risk. Classifying assets based on level of risk is a critical com- ponent to your overall retire- ment strategy.
Rule of 100 The Rule of 100 report provides a quick snapshot of how much of your retirement and investment accounts should be exposed to risk and potential loss based on your age. The illustrations found in the report provide a compari- son of your existing risk and de- sired risk level.
Analysis for:
Custom Life Policy Review The Custom Life Policy Review analyzes your current life insur- ance policy and helps determine if there may be a more suitable strategy available, and if so, pro- vides possible options.
Custom Annuity Policy Review
Found Money Report Gary & Sarah Sample Tuesday, June 26, 2018
Financial Overview
Presented by: Sample Advisor
The Found Money Report™ helps identify cost savings op- portunities that people routinely overlook through an analysis of your brokerage statements, tax returns and insurance policies. The information contained herein is not legal, tax, or accounting advice. For legal, tax, or accounting advice you should consult the appropriate professional, such as a lawyer, CPA, or tax advisor. The information provided in this document is for informational/educational purposes only and should not be relied upon to make any financial decisions. We are not affiliated with, or endorsed by, the Social Security Administration or any other government agency. 1
A snapshot of your finances.
This report looks at your current annuity to see if it still meets your needs, or if there is some- thing that might be a better fit.
Income Aviator Generating income during re- tirement is like flying through turbulence. If you are con- cerned about outliving your income, Income Aviator helps bring structure to an otherwise confusing concept. A retire- ment flight plan can illustrate how to partition retirement as- sets to maximize returns.
Morningstar Report Morningstar, one of the largest third-party rating agencies in the country, offers an unbiased analysis of your current invest- ments.
Portfolio Analysis Review Through our partnership with Gradient Investments, LLC, the proprietary Portfolio Analysis Review (PAR) process gives you a detailed breakdown and writ- ten analysis of your investment portfolio. The PAR process uses numerous tools to assess your investments and help you un- derstand the possible risks and rewards of your current financial situation.
Portfolio Pilot Learn more about how your as- sets are allocated and analyze the risk/reward ratio of your current portfolio. Assess your desired risk tolerance and con- sider alternative options within the 20 proprietary model port- folios available through third- party money manager Gradient Investments, LLC.
Flexible Retirement Income Is Possible With A Roth Ira Conversion
If you’re looking to take more control over your retirement income, a Roth IRA conversion may be an ideal option. When you convert a traditional IRA or 401(k) into a Roth, you gain flexibility by paying taxes upfront for eligible tax-free withdrawals later while also providing yourself with tax diversification.
Should I Convert?
What To Consider?
There’s no simple, yes or no answer when it comes to whether you should convert a traditional IRA or 401(k) into a Roth. For some, they can be an excellent addition to a financial strategy while for others, they may not be a good fit. Working together, we can look at your current financial strategy and discuss your retirement goals to determine if a Roth conversion should be your next financial move. Again, the significant difference between a traditional IRA or 401(k) and a Roth is that with a Roth, you position yourself for eventual tax-free retirement income no matter what happens to your tax rate during retirement. Moving forward with a Roth conversion often comes down to one question: Would converting a traditional IRA or 401(k) help me minimize taxes on future distributions? Potential Tax Benefits
If you’re pondering a Roth IRA conversion, the timing and your age are important factors. Furthermore, you should also thoroughly assess your current tax bracket while also considering the tax bracket you may be in during retirement. Doing so is important because converting a traditional IRA or 401(k) into a Roth means paying taxes now rather than on your future eligible withdrawals.
Understand The Why
To summarize, while you do have to pay taxes immediately on the money you convert to a Roth IRA potential advantages include:
Tax-free eligible distributions Tax-free growth on earnings More control of your future tax bracket No required minimum distributions
Sufficient income is an essential part of better ensuring you achieve and maintain your ideal retirement lifestyle. Let’s work together to examine whether a Roth IRA is a fit for your financial strategy • MAGGITAX.com
MAGGI Tax Advisory & financial Group
494412 2023-07-17 GIB RIA GS GA
Design Your Own
FINANCIAL PLAN!
Morningstar Report PORTFOLIO SNAPSHOT
REPORT CURRENCY
PORTFOLIO VALUE
BENCHMARK
MORNINGSTAR US MARKET TR USD
USD
$268,433.00
MAGGI Tax Advisory & financial Group
MAGGI FINANCIAL PLANNING
of earning commission to help ensure that the appropriate products are chosen based on the client’s best interest and not based on the commission generated. We offer our prospective clients an initial complimentary, no obligation risk assessment where we provide third-party analysis of their current investments, personalized income projections,
Maggi Investment Services, LLC is an independent registered investment advisor, overseeing and coordinating finances in the Tampa Bay community and surrounding Florida areas. Our mission is to provide the families and businesses we serve with innovative financial strategies, solutions and planning that result in financial clarity and security. In the financial services industry, there are generally two ways of obtaining financial advice: one is given by stockbrokers and the other is given by investment advisors. While many investors aren’t even aware differences exist, one of the main differences is that investment advisors have a fiduciary duty to act in the best interest of their clients at all times.
In a survey taken by TD Ameritrade:
54 percent of investors believe that both stockbrokers and investment advisors have a fiduciary responsibility to act in our clients best interest in all aspects of the financial relationship. Just 26 percent of investors knew that only investment advisors provide this protection.* 79 percent of investors say they would be less likely to go to a brokerage firm for financial advice.* We feel that information is power in today’s difficult financial world. We charge our clients a fee instead
and ideas for immediate implementation. We look
forward to our initial visit and finding out how we can help you get one step closer to your financial goals. *2006 U.S. Investor Perception Study. Commissioned by TD AMERITRADE.
TD Ameritrade, Inc. is the firm that we use to custody our client assets. TD Ameritrade and the Maggi Investment Services, LLC are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of TD Ameritrade name does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/ NFA. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.
MAGGI INSURANCE
Insurance Services • Fixed Annuities • Indexed Annuities • Life Insurance • Cash Value Life Insurance • Long-Term Care • Funeral Trusts • Proper Beneficiary Designation • CRAT’s & CRUT’s
INSURANCE SOLUTIONS
Insurance often protects many of the most valuable assets we own: our home, our cars, and our health. However, many American’s are unaware of the impact proper insurance planning can have on their retirement. There are several products and strategies that can be utilized to ensure one of your largest assets, your retirement plan. One area we focus on with our clients is keeping their nest egg as safe as possible, while still participating in market linked growth. Many retirees underestimate the impact that a big market loss can have on the future of their income. With the right plan, you can earn money with your money--safely. You can have steady dependable monthly income now, in the future, or whenever you need it most. As an independent insurance planning firm, we are able to shop dozens of insurance carriers to find the best rates and product solutions to fit your specific needs. We also offer complimentary reviews on your existing annuity and life insurance contracts.
MAGGI INVESTMENT SERVICES
PORTFOLIOS OFFERED THROUGH THIRD-PARTY MONEY MANAGERS
Investment Services • Asset Maximization • Investment Planning • IRA, 401(k), 403(b)
Fixed Income
At Maggi Investment Services, LLC we believe no two investors are alike. In order to help each client meet their financial goals, we have a team-oriented approach to investment management and a client focused culture that is fundamental to our investment process. Our advice and recommendations are tailored to our clients’ investment goals, desired return objectives, risk tolerance, time horizon, cash requirements and tax situation. Our investment strategy is designed based on your long-term investment goals of preserving principal, maximizing income or accumulating capital. As a fiduciary, we have an obligation to ensure the appropriate products are chosen based on the client’s best interest. Therefore we develop your personalized asset allocation model based on individual risk tolerance, objectives and financial needs. Our goal is to maximize your investment returns through diversification of your assets and a disciplined investment philosophy combined with rigorous risk management.
Covered Call
Conservative
Moderate
Aggressive (Stock)
Inflation Protection
MAGGI TAX SERVICES
Tax Planning Services • Tax Preparation • Tax Audit (Second Opinion) • Advanced Tax Planning • Roth Conversion • Personalized CPA Consultation • Social Security Maximization
TAX PLANNING, PREPARATION AND FILING Perhaps the most impactful piece of retirement planning is determining your current and future tax liability and developing strategies to minimize the taxes you pay in retirement. Tax planning can have a large impact on the amount of wealth you will be able to transfer to your legacy. We will help ensure that your retirement plan is tailored to utilize both tax advantaged and taxable products to ensure that you and your heirs are maximizing wealth for generations to come. Working in concert with your personal tax professional or our partnership with local CPA firms, we can provide tax reduction strategies. Proactive tax planning allows our clients the opportunity to minimize tax burdens and build a solid foundation of tax reduction strategies that can result in years of tax savings. We strive to implement a sound, well-thought- out financial strategy to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement.
ABOUT ROBERT AND CHRIS MAGGI
Robert Maggi Founder
Chris Maggi Owner | Investment Advisor Representative As a fiduciary, Chris Maggi is the owner and investment advisor representative of Maggi Investments Services, LLC. Maggi Investments Services, LLC is a fee based registered investment advisor providing financial planning and third party asset management.
Robert Maggi is the founder of Maggi Tax Advisory Group & Financial Group. Maggi Tax Advisory Group & Financial Group is a tax planning and insurance company providing financial expertise to individuals and businesses. As a father and son team, we have the experience and expertise to provide investors custom tailored investment strategies to meet short and long-term goals of our clients financial needs.
AS SEEN ON TV AND HEARD ON THE RADIO:
MAGGI Tax Advisory & financial Group
ESTATE PLANNING And How You Should Do It At Maggi Tax, we care about the future of your family and assets. Here are some things Estate Planning can do for you: provide for your immediate or extended family, transfer property without probate, plan for incapacity, minimize expenses, choose executors/trustees for your estate, help a favorite cause, reduce taxes on your estate, and make sure your business continues smoothly. Consider this, Aretha Franklin's estate went through probate for 5 years because the family contested two handwritten wills. Her 2014 will omitted a clause that was included in her 2010 will. The jury ruled in favor of the 2014 will.
Bobby Maggi Founder
Kirk Agius Licensed Insurance Agent/Medicare Specialist
Discussion & Insights:
• Do's and don'ts for transferring your assets (including your home or farm to your children) • The benefits of avoiding probate for your family • Protection from unexpected nursing home costs without nursing home insurance • How to reduce or eliminate many forms of taxation • The importance of having the right legal documents at the right time
www.maggitax.com Visit Us Today
Chris Maggi Owner/Investment Advisor Representative
MAGGI Tax Advisory & financial Group
All written content is for information purposes only. Opinions expressed herein are solely those of Maggi Investment Services, LLC and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Fee-based financial planning and investment advisory services are offered by Maggi Investment Services, LLC a Registered Investment Advisor in the State of Florida. Insurance products and services are offered through Maggi Tax Advisory & Financial Group. Maggi Investment Services, LLC and Maggi Tax Advisory & Financial Group are affiliated companies. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Florida or where otherwise legally permitted. Copyright © 2025 Maggi Investment Services, LLC | All Right Reserved. www.maggitax.com Palm Harbor Location: (727) 799-1701 | St. Petersburg Location: (727) 799-1701 | Lutz Location: (813) 909-0022
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