Vermost Insurance Agency - December 2021

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WHY CHOOSE BUSINESS INSURANCE?

HAVE A LOW- STRESS HOLIDAY 3 Tips for a Merrier Time The holidays are right around the corner, and while many people can’t wait to eat turkey and swap presents, others only see stress on the horizon. Especially for those hosting parties, between decorations, big dinners, excited kids, and visiting family, it can all feel overwhelming. If celebrations are happening at your house this year, here are three tips to lessen the strain and keep up the holiday cheer. Recharge First Ensure you’re rested and recharged before the holidays by taking time to relax, getting enough sleep, and engaging in activities that make you feel good. When you’re rushing to get everything done, it can be tempting to skip self-care routines, but that will cost you in the long run. Your daily exercise and other health activities keep you balanced and ready to face challenges head-on. Get Started Early Holidays always arrive faster than we expect, so begin preparing early. If shopping for presents is a pain point, don’t wait until the last minute. Decorate earlier than you need to — or better yet, get the kids to do it for you. There’s only so much cooking you can do ahead of time, but ensuring you have all of the equipment and nonperishable ingredients you need a few weeks in advance will reduce both your workload and anxiety. Don’t Expect Perfection The sooner you let go of the idea of a “perfect” holiday, the sooner you’ll be able to have a happy one. Face it: Something will go wrong. Whether it’s an overcooked dish, a child throwing a temper tantrum, or your uncle talking politics at the dinner table, nothing will ever go just how you planned. So, embrace the imperfections. Whether you’re celebrating this year with a group of two or 20, holidays can be a stressful time — but they don’t have to be. With these tips, your festivities may not be picture-perfect, but they will be a lot of fun.

Business insurance is all about protecting your investment. Running a business includes risks, some of which you can anticipate, and others that are unexpected. Depending on your type of business, you may need various types of business insurance. Most start out with general liability, business income, commercial property, workers’ compensation, commercial auto, and professional liability coverages. Business insurance is there to help business owners navigate the unexpected. Without business insurance, you may find yourself liable for covering the cost of legal fees, replacements, repairs, and medical costs when certain situations arise. Depending on the type of industry, you may be required to have proof of insurance before you can get started on a job or project. Not to mention, when you are able to provide your clients with proof of insurance, your business’s credibility is increased, and clients will have peace of mind that they made the right choice in hiring you. In the event that a client or customer gets injured in your place of business, without the proper business insurance and

Vermost Insurance NOW has a relationship with Chuck Chucri, who offers Financial

Planning & Investment Advisory Services

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1200 Belcher Rd. S., Suite 1

Largo, FL 33771-3315

Phone: (727) 748-2886

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