ASCD + ISTE 2025 Benefits Guide

Dental insurance

Select from two dental options through Cigna. *Orthodontia coverage available for 2025 on high plan! Both plans cover in-network preventive care at 100%. The differences are: what you pay for the plan, what you pay when you get care, the maximum amount Cigna will pay each year for dental care ( annual maximum benefit )

Lowplan etails

High plan lan details

In-network care

Network name:

PPO

PPO

$50 per person $150 family max

$50 per person $150 family max

Annual Deductible ( DED)

Year 1: $1,000, Year 2: $1,200, Year 3: $1,400, Year 4: $1,600

Year 1: $2,250, Year 2: $2,450, Year 3: $2,650, Year 4: $2,850

Annual maximum benefit

Preventive care

100% covered

100% covered

Basiccare

DED then you pay 20%

DED then you pay 10%/20%

Majorcare

DED then you pay 50%

DED then you pay 40%/50%

Orthodontia ( adult & child )

No Coverage

50% Coverage to Lifetime Max $2,000

Stay in-network to avoid balance billing (the difference between what an out- of-network provider charges and the amount your insurance pays).

The information shown in this presentation is an illustrative summaryonly. The underlying plan contract or documentgovernsall aspects of the plan. Final rates are dependent on actual enrollment, insurance carrier or plan rules, plan selection, and eligibility criteria. Please refer to the plan document, contract, and other notices contained in this document, applications, and other corresponding communications for additional information.

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