Life and AD&D insurance
FinancialpeaceofmindthroughMutual of Omaha. Life insurance pays a benefit if you pass away while you're covered. Accidental Death and Dismemberment (AD&D) insurance offers additional support if you pass away or are seriously injured due to an accident.
Basic life and AD&D insurance
Basic Life
Basic AD&D
ASCD +ISTE provides life and AD&D insurance at no cost to you.
What's AD&D? Accidental death and dismemberment (AD&D) insurance may pay:
Basic life
BasicAD&D
2 x your annual salary up to $400,000
2 x your annual salary up to $400,000
your beneficiary if you pass away due to an accident you a partial benefit if you lose specified bodily functions (sight, limbs, etc.)
ASCD +ISTE provides
Make sure to designate a beneficiary for your life insurance coverage to ensure your family is cared for according to your wishes.
Additional life and AD&D insurance
You may also purchase additional coverage for you, your spouse, and your eligible child(ren).
Medical question limit When you’re first eligible (a new hire), you can purchase additional life insurance up to this limit without any medical questions required. Medical questions and approval will be required for all future increase and purchase requests.
Foryou
For your spouse For your child(ren)
Coverage increments
$10,000
$5,000
$1,000
Your (employee) coverage amount to $250,000
Coverage maximum
5x your annual salary to $500,000
$10,000 (under 6 months old $1,000)
Medical question limit
$100,000
$30,000
Does not apply
The benefit plan information shown in this guide is illustrative only. To the extent the benefit plan information summarizedherein differs fromthe underlying plan details specified in the insurance documents that govern the terms and conditions of the plans of insurance described in this guide, the underlying insurance documents will govern in all cases.
Made with FlippingBook - professional solution for displaying marketing and sales documents online