DVH Agent Guide

Agent Guide | Dental, Vision, & Hearing Select

ManhattanLife Insurance and Annuity Company

Table of Contents General...............................................................................................1 Guaranteed Renewability...................................................................1 Issue Ages and Premium Ages...........................................................1 Premium Rates...................................................................................1 Network..............................................................................................1 Product Highlights..............................................................................2 Effective Dates...................................................................................3 Effective Date Changes......................................................................3 Benefit Changes.................................................................................3 Reinstatement Guidelines..................................................................3 Group Eligibility..................................................................................4 Underwriting and Effective Dates......................................................4 Completing the Application................................................................4 Application Delivery Methods............................................................4 Billing and Premium Modes................................................................5 Bank Change......................................................................................5 Bill Pay................................................................................................5 Direct Bill............................................................................................6 Commissions......................................................................................6 Contact Numbers (Company Toll Free Numbers)...............................6

AGT-DVH7016-0924

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