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VOLUNTARY ACCIDENT BENEFIT

Accident Insurance pays benefits to help offset the out-of-pocket expenses associated with an unexpected injury requiring medical treatment, such as deductibles, co-pays or co- insurance. Benefit payments are based on a schedule of injuries sustained and treatment received, and the payment is sent directly to the participant to use as they see fit. Please note this benefit is not available to domestic partners.

Accident Claim Example: Jane’s bicycle accident

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MOTHER BENEFITS GUIDE

VOLUNTARY ACCIDENT I

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