HOSPITAL CARE BENEFIT
Hospital Care Insurance pays a benefit to the participant in the event they are hospitalized for either an injury or sickness, including hospitalization due to childbirth. The plan benefit is paid directly to the insured to help offset the larger out-of-pocket expenses that accompany an inpatient hospitalization, such as deductibles, copays, and lost income. The benefit does not offset with other insurance.
Covered benefits include: • Hospital Admissions & Confinement
• Intensive Care Unit Stays • Hospital Observation stays • Skilled Nursing Facility Care • Substance Abuse Facility Care • Mental Illness & Nervous Disorder Facility Care There is also no pre-existing condition exclusion on this benefit and coverage is available for dependents. Please note this benefit is not eligible for domestic partners.
Claim Example: Laura has a baby girl
Monthly Cost for Hospital Care Insurance
28
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MOTHER BENEFITS GUIDE
HOSPITAL CARE
28
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