NOTES TO CONSOLIDATED FINANCIAL STATEMENTS NOTE 5. LOANS, continued The following table details loans reviewed specifically for impairment at December 31, 2025 and 2024: Average Interest Interest Impaired Related Recorded Income Income December 31, 2025 Balance Allowance Investment Recorded Collected With No Related Allowance Recorded Commercial $ 4,727,919 $ - $ 6,264,782 $ 926,903 $ 733,913 Commercial real estate 5,287,454 - 18,508,206 323,829 301,388 Construction and land development 3,071,295 - 3,000,812 257,096 140,193 Agriculture 31,544,697 - 18,267,616 2,307,300 2,154,040 Residential real estate 5,966,025 - 4,923,615 442,666 372,742 Consumer 37,706 - 71,262 3,002 2,822 Other 5,577,580 - 9,127,102 761,173 463,868 56,212,676 - 60,163,395 5,021,969 4,168,966 With an Allowance Recorded Commercial 6,093,093 3,521,232 2,124,567 751,007 707,382 Commercial real estate - - 263,230 - - Construction and land development - - - - - Agriculture - - 10,135,110 - - Residential real estate - - - - - Consumer - - - - - Other - - - - - 6,093,093 3,521,232 12,522,906 751,007 707,382 Total Commercial 10,821,012 3,521,232 8,389,349 1,677,910 1,441,296 Commercial real estate 5,287,454 - 18,771,435 323,829 301,388 Construction and land development 3,071,295 - 3,000,812 257,096 140,193 Agriculture 31,544,697 - 28,402,726 2,307,300 2,154,040 Residential real estate 5,966,025 - 4,923,615 442,666 372,742 Consumer 37,706 - 71,262 3,002 2,822 Other 5,577,580 - 9,127,102 761,173 463,868 $ 62,305,769 $ 3,521,232 $ 72,686,301 $ 5,772,976 $ 4,876,349
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