2025 Digital Annual Report

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE  22.  UNAUDITED  INTERIM  FINANCIAL  INFORMATION   Tr ehceufror lilnogwaicncgr uu anlasu) dniet ec edsds aa tray itnocpl urde sees n, itnf at hi rel yo tphi ne iroens uolft ms oafnoapgeerma teinotn, sa lfloardsjuucsht mpeenr itosd(sc:o n s i s t i n g o n l y o f n o r m a l  Three  Months  Ended  (In  Thousands  of  Dollars  Except  Per  Share  Data)   2025: March  31   June  30   September  30   December  31   Interest income $  58,591 $  60,523  $  63,788 $  63,808  Interest expense  22,970  23,720  24,450  23,324  Provision for possible loan losses  2,504  3,624  3,086   5,248 Other income  4,966  5,312  5,056  5,005 Other expense  18,539  18,927  20,301  19,461  Income before tax expense  19,544  19,564  21,007  20,780 Income tax expense  4,582  4,109   4,485  3,473 Net income $  14,962 $  15,455 $  16,522  $  17,307  Net income per share $  0.90 $  0.93 $  1.00  $  1.04  2024: March 31 June 30 September 30 December 31 Interest income $ 50,024 $ 53,651 $ 57,071 $ 58,292 Interest expense 21,131 23,273 25,259 23,815 Provision for possible loan losses 929 954 782 1,797 Other income 4,567 5,280 4,997 5,567 Other expense 17,638 18,049 17,890 18,970 Income before tax expense 14,893 16,655 18,137 19,277 Income tax expense 2,982 3,330 3,741 3,458 Net income $ 11,911 $ 13,325 $ 14,396 $ 15,819 Net income per share $ 0.72 $ 0.80$ 0.87 $ 0.95

                    

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