Chapter 1: Monthly Income You Can Count On One of the most attractive aspects of seller financing is converting your equity into passive monthly income. Instead of receiving one lump sum, you create a steady cash flow by collecting principal and interest payments from the buyer — just like a bank.
These payments are often more predictable than rental income and come without the headaches of being a landlord. You’re still earning from your asset, but you’re no longer managing tenants or dealing with property upkeep, surprise expenses, and surprise hassles.
For retirees, estate planners, or anyone seeking consistent income, this model offers stability and long-term earning power.
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