Gain Clarity. Make A Plan. Live Your Dream
Buyer's GUIDE
Here at the Cari Ann Carter Group, our team of experienced professionals is dedicated to guiding you through the home buying process from start to finish. We provide expert advice and resources to make your transition as smooth as possible. Our networking systems are best in class, allowing us to bring private opportunities to you. As a Top 1% producer ranking in the Top 5 most successful teams in the Twin Cities, we will exceed your expectations every step of the way. One question we are often asked is, " Do I really need a Realtor when I am buying a home?" The short answer is, “Yes, 100%.” Why? We will share why every home buyer should work with an experienced team like the Cari Ann Carter Group. We believe in building long-lasting relationships with our clients and taking the time to fully understand your unique goals. Our tailored services are designed to meet your specific needs , providing a stress-free experience so you are free to focus on your move! It’s all about customizing your journey just for you welcome
TEN STEPS TO SUCCESS
01 02 03 04 LENDER PRE-APPROVAL SIGN REPRESENTION PAPER DREAM HOME SEARCH MAKE AN OFFER
06 07 08 OFFER ACCEPTED HOME INSPECTION FINALIZE NEGOTIATION 09 HOMEOWNERS INSURANCE 10 CLOSING DAY!
05
DOCUMENTS TO LENDER
LENDER Approval
GET Pre-approved
Chad Johnson Mobile: (651) 260-6577 cbjohnson@bell.bank
Website: www.chadbjohnson.com
PRE-QUALIFICATION Pre-qualification simply estimates how much you may be able to borrow to buy a home based on unverified information you provide to your mortgage consultant. This step can help you determine a price range with which you are comfortable, but may not be accepted by home sellers when submitted with a purchase offer.
PREAPPROVAL A preliminary approval, or preapproval, estimates how much you may be able to b orrow to buy a home based on a preliminary review of your credit information and your verified income and assets. A preliminary approval letter shows home sellers that you are a serious buyer. This can elevate your home buyying status and strengthen your home purchase offer.
FINDING THE Right agent
Finding the right real estate agent is crucial to ensuring a smooth and successful home-buying experience.
Our Agents Are: Experienced Knowledgable Effective Highly skilled Professional Strong Negotiators
ON YOUR SIDE Leaders with strong communication skills and a
professional demeanor, we have a deep understanding of the local market and provide you with guidance and support TAILORED to your unique needs and preferences.
As your real estate agent, I am dedicated to representing your best interests throughout the entire buying process, from property search through negotiation and closing.
NetworkONE Non MLS- Private listings
What's NetworkONE
NetworkONE will help you find the perfect house before it goes on the market. NetworkOne matches buyers with Edina Realty off-market (“pocket”) listings.
We will enter your home search criteria into Network ONE and find any pre-listings that match your criteria and share them with YOU.
YOU could see your dream home before anyone else giving you an edge over other buyers.
Build DESIGN RENOVATION
The Cari Ann Carter Group has over 25 years of design, build and renovation experience. We bring a superior level of expertise when it comes to your smart investment. We can elevate a home’s value and aesthetic to your palate. Perhaps building a home is in your future? We have extraordinary relationships with the building community all over the Twin Cities, and can help advise and define a plan.
MAKE Your offer We will advise you on how to create your best offer together.
We strategize so you WIN.
We Present Your Story.
We customize your cover page with the offer highlights.
We are experts in Multiple Offers.
We have more than 25 years of excellence with relationships throughout the Twin Cities. We are expert negotiators, who provide highly skilled, effective, and knowledgeable representation.
During the inspection period, we will schedule a licensed home inspector to do a thorough inspection of the home. Once this is complete, the inspector will provide us with a detailed report. You can take on any repairs yourself or request the seller to address some or all of the findings. We will be mindful and reasonable on smaller items while being very cautious and vigilant of potentially significant deficiencies. an inspection ORDER
Negotiations inherently entail the possibility of encountering complex scenarios where challenges or uncertainties may surface. We value open communication, patience, and flexibility in addressing any issues that may arise, and we facilitate constuctive dialogue towards reaching satisfactory resolution. NEGOTIATE the final offer
Rest assured, you’re in good hands here.
APPRAISAL ordered Your lender will arrange for a third party appraiser to provide an independent estimate of the value of the house you are buying. The appraisal lets all parties involved know that the offer price is fair. The loan file then moves to the mortgage underwriter. If approved, you will receive your final commitment letter that includes the final loan terms & percentage rates.
PROPERTY TITLE SEARCH
HOMEOWNERS INSURANCE
This ensures that the seller truly owns the property and that all existing liens, loans or judgments are disclosed.
You'll need insurance for the new home before closing. This will protect against things like fire, storms, and flooding.
SCHEDULING your move AFTER SIGNING
Finalize Home Mortgage Schedule Home Inspection
Declutter! Sort through every drawer, closet, cupboard & shelf, removing items you no longer need or like. Donate or sell items that are in good condition Get copies of medical records and store them with your other important documents Create an inventory of anything valuable that you plan to take Get estimates from moving companies
2 WEEKS TO MOVE
4 WEEKS TO MOVE
Change address: mailing, subscriptions, etc. Minimize grocery shopping
Secure Home Warranty Get quotes for home insurance Schedule time for closing
Give 30 days notice if you are currently renting Schedule movers/moving truck Buy/find packing materials START PACKING 3 WEEKS TO MOVE
Keep on packing
Contact utility companies (water, electric, cable)
1 WEEK TO MOVE
Obtain certified checks for closing Schedule and attend a final walkthrough Finish packing
Clean
Arrange appraisal Complete title search (Title company will do this)
Pack essentials for a few nights in new home Confirm delivery date with the moving company
CONCIERGE Services
Here at the Cari Ann Carter we have exclusive relationships with a wide network of experienced vendors and services that have been vetted. There truly is not one home challenge we won’t help solve. We can assist our buyers with every aspect of “stuff” management.
We are here to help YOU make YOUR Move.
“Stuff Management” Electricians Mortgage Design-Build Planning Contractor Services Cleaning Services Estate Consolidations
Chimney Inspections/Repairs Packing, Moving, Storage Painting Services Plumbing Services Professional Photography/Video Space Planning Window Cleaning Handyman Services Home/Business Organizing Home Measurements
Estate Auctions Interior Design Inspectors
Twin Cities I Naples I Fort Myers Beach
Whatever direction you’re going, we can help you...
Minnesota
Florida
CLOSING day
RECEIVE YOUR KEYS Congratulations! It was a journey. YOU DID IT! You are now officially a homeowner!! Time to celebrate!
BUYER’S Agent How A Buyer’s Agent Gets Paid...
Seller Pays Buyer’s Agent The listing broker and seller have included the fee payout to buyer broker in their listing agreement. Invoiced on the settlement statement at closing and payable to the buyer broker at closing. Buyer Broker In the Offer The fee is built into the offer.
Client Testimonials
CHRIS & BECKY
COURNTEY & JOHN
DANIELLE & RYAN CARLSON
Our Promise to Our Clients RESPECT R - Real Estate P - Partnership E - Experience C - Concierge T - Trust We are Real Estate Experts with a commitment to exceptional client Service know that our Partnership with you during your home buying and selling Experience through our established Concierge Services delivers proven results that you can TRUST . E - Experts S - Service
MEET THE Team KEVIN COULTER ASSOCIATE BROKER/ REALTOR®
PAMALA KAYE-WILLIAMS CLIENT CARE MANAGER /REALTOR®
MADELINE SCHAAK CLIENT CARE COORDINATOR/REALTOR®
ADDY BERLING SOCIAL MEDIA MANAGER
Team MEET THE
MARKETING MANAGER JOSIE GARCIA
JASON FRUEN REALTOR®
NOLAN HENNINGSON REALTOR®
GRANT LAHN
REALTOR®
Team MEET THE JUSTIN RAMOS
REALTOR®
RENE ROOS REALTOR®
REALTOR® STEPHANIE SPADING
ELIZABETH ZOBEL REALTOR®
Team MEET THE
MORTGAGE CONSULTANT CHAD JOHNSON
MEGAN MCWHITE KELLNER HOME PREPARATION CONSULTANT THE CLOSING PHASE,LLC
At the Cari Ann Carter Group, we are dedicated to crafting experiences for each client, tailored to their unique vision and needs.
Thank you for viewing our digital presentation. We look forward to working with YOU!
MARKETING Plan CARI ANN CARTER GROUP WEBSITE GOOGLE AD CAMPAIGN TIKTOK FACEBOOK ZILLOW PREMIER AGENT YOUTUBE
INSTAGRAM PINTEREST LINKEDIN REALTOR.COM EDINAREALTY.COM VIDEO PRODUCTION SHOOTS TARGETED EMAIL BLASTS JUST LISTED NEIGHBORHOOD MAILINGS NEXTDOOR NETWORKONE PRELISTING CAMPAIGNS TO 2800 EDINA REALTY AGENTS DOOR KNOCKING INDIVIDUAL AGENT PROMOTION EXCEPTIONALPROPERTY GROUP EVENT
YOUR HOME DEFINES YOU...
You Deserve the Best?
“WE WORKED WITH CARI ANN CARTER IN BUYING, SELLING, AND RENOVATING OUR HOME. CARI ANN SKILLFULLY HELPED US NEGOTIATE THE PURCHASE OF OUR NEW HOME. QUICKLY AND EASILY SELL OUR CURRENT HOME. AND MANAGE A MAJOR RENOVATION. I TRUST CARI ANN CARTER AND HER TEAM COMPLETELY AND RECOMMEND HER WITHOUT RESERVATION”
“CARI ANN CAME IN AND SOLD OUR HOME IN 4 DAYS. HER MARKETING WAS INCREDIBLE, HER DATABASE EXTENSIVE, AND WE FLAT-OUT JUST LOVED WORKING WITH HER AND THE TEAM! THEY MADE THIS EXPERIENCE SMOOTH AND EASY FOR OUR FAMILY. THEY TRULY GO ABOVE AND BEYOND.”
GAIN CLARITY. MAKE A PLAN. LIVE YOUR DREAM.
AWARD WINNING TWIN CITIES REAL ESTATE TEAM.
Gain Clarity. Make A Plan. Live Your Dream
AWARD WINNING CONCIERGE TWIN CITIES REAL ESTATE TEAM
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