Enfocamos nuestra estrategia en el manejo eficiente del costo de fondos , logrando el segundo mejor margen de la plaza, por encima de entidades con un mayor nivel de activos
Acumulado a jul-25
Banco General
Banistmo Global Bank Banesco Multibank Banesco
Aliado
Scotiabank Mercantil
Davivienda St Georges
Rentabilidad
ROA ¹ ROE¹
3.46% 0.71% 0.90% 1.16% 0.51% 0.70% 0.55% 0.61% 0.52% 0.28% 34.24% 6.47% 13.38% 14.13% 6.23% 6.97% 11.62% 8.58% 5.40% 4.28% 1.16% 14.13% 2
Rendimiento Activos
6.77% 6.18% 6.48% 6.20% 6.26% 6.15% 6.63% 6.25% 6.15% 7.29%
6.20% 6.73% 4.56% 3.11% 3.23%
Rendimiento Préstamos
7.89% 6.92% 7.26% 6.73% 7.18% 7.03% 6.88% 7.27% 6.83% 8.68%
Rendimiento Tesorería
4.50% 3.73% 3.84% 4.56% 3.00% 4.69% 5.96% 3.85% 5.30% 2.56%
Costo de Fondos
2.89% 3.59% 4.66% 3.11% 4.83% 4.81% 4.55% 4.16% 4.16% 4.51%
2
Margen Neto
3.88% 2.59% 1.82% 3.23% 1.43% 1.33% 2.08% 2.09% 1.99% 2.78%
Liquidez
Loan to deposits
84.47% 108.17% 115.70% 93.45% 126.44% 80.33% 107.19% 86.06% 61.09% 87.75% 93.45%
Comparativo Margen Neto de Intereses
4.40%
4.06%
4.02%
3.88%
3.90%
3.54%
3.40%
3.32%
3.41%
3.40%
3.23%
3.20%
2.88% 2.63%
2.66%
2.90%
2.59%
2.32%
2.55%
2.40%
2.07%
2.09%
2.16%
2.15%
1.90%
1.82% 1.43%
1.72%
1.88%
1.57%
1.40%
1.49%
1.33%
1.48%
1.24%
0.90%
dic-22
dic-23
dic-24
jul-25
Banco General
Banesco
Banistmo
Global Bank
Multibank
Mercantil
Aliado
24
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