Bigger & Harman, APC - May 2020

START PLANNING YOUR RETIREMENT EVEN IF IT FEELS FAR OFF

INTERNATIONAL JUSTICE MISSION Thanks to your referrals, we were able to give $560 to fight human trafficking. To learn more about International Justice Mission, please go to IJM.com. MISSION: To protect the poor from violence by rescuing victims, bringing the criminals to justice, restoring survivors to safety and strength, and helping local law enforcement build a safe future that lasts. Our long-term vision is to rescue millions, protect half a billion, and make justice for the poor unstoppable.

Everyone has a difficult time saving money, especially when it comes to retirement. Truckers are no different. Whether you’ve been trucking for one decade or several, it can be hard to start thinking about retirement with that open road stretching out in front of you. But, taking the time to sit down, think, and start preparing for your retirement is essential for you and your future. One of the biggest concerns planning for retirement is knowing what you’ll need to be financially stable when the time comes. The goal for retirement is to cover all your expenses with your savings to allow a healthy and comfortable life. However, to know exactly how much you’ll need to live comfortably, you need to think about your retirement plans and expectations. Some trucking companies offer their truckers a 401(k) retirement plan. This plan not only boosts your salary but also helps you save and plan for your retirement. It allows you to take a portion of your paycheck and add those funds to a retirement account — this amount is usually fixed at a certain percentage but can be a specific dollar amount in some situations. When it comes to retirement plans, you have choices about what type of account to create with your company’s 401(k) plan. Before you decide which retirement plan best suits you, talk to a financial expert and do some research and see which plan your employer offers. If those plans don’t suit you, you may be able to create an IRA account with your bank. Despite your careful planning, though, receiving a ticket while out on the road can influence the amount of money you make and, in turn, the money that goes into your retirement account. If you get a ticket, call Bigger & Harman today to speak to an expert traffic attorney and protect your future.

I HAVE SAID THESE THINGS TO YOU, THAT IN ME YOU MAY HAVE PEACE. IN THE WORLD YOU WILL HAVE TRIBULATION. BUT TAKE HEART; I HAVE OVERCOME THE WORLD.

–JOHN 16:33

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