Financial Architects, Inc. - December 2023

Chat With a Client Tony and Cheryl Spadafora HOW DID YOU GET CONNECTED WITH FINANCIAL ARCHITECTS? My wife and her late husband started with FAI and had accounts in the early ’90s. These accounts were used to grow wealth for his business and also put their two sons through college. They worked closely with Mike Kucera, and we have been with him ever since. Mike is terrific! When I married Cheryl in 2009, I moved my 401(k) over to Financial Architects. The boys graduated, James from Ferris State and Brandon from UTI. Both have great careers.

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WHAT ARE THE TWO OF YOU WORKING ON RIGHT NOW? ANY PASSION PROJECTS OR FOCUSES FOR THE END OF THE YEAR? We are both retired. I have been retired since 2007 and Cheryl since 2014. We have been traveling a lot in our retirement and usually go about once a month. We are having a blast! We take two long trips per year. Some of our destinations include Alaska, Italy, Greece, the Baltic Sea, Australia,

Homemade Eggnog Inspired by AheadOfThyme.com

Better than store-bought, this flavorful homemade eggnog is perfect for the whole family this holiday season!

INGREDIENTS

• 3 cups whole milk • 1 tbsp vanilla extract • 3 eggs, room temperature • 4 egg yolks, room temperature • 1/3 cup sugar • 1/4 tsp salt

• 2 cups heavy cream • 1 1/2 tsp nutmeg

and New Zealand, and we took a riverboat cruise from Budapest to Amsterdam. Our Alaska trip in 2014 made it all 50 states for me. We enjoy seeing the United States and the world.

For topping • Whipped cream • Ground cinnamon • Extra nutmeg

WHAT ARE YOU MOST LOOKING FORWARD TO THIS HOLIDAY SEASON? We enjoy having our family, especially our two grandchildren, over for the holidays. Fynn was born in January 2022 and Dominic was born in October 2022. We have set up accounts for their future education through FAI and Mike. Cheryl enjoys cooking for the family. For Thanksgiving, we had 20 people over for dinner and dessert. It will be the same for Christmas. Cheryl is an outstanding cook specializing in wonderful Italian food and great desserts. The family loves her food. Family and friends are very important to us, especially during the holiday season.

DIRECTIONS

1. In a saucepan over medium heat, combine milk and vanilla, swirling occasionally until it starts to steam. 2. In a mixing bowl, beat eggs, egg yolks, sugar, and salt for approximately 5 minutes until the mixture is thickened. Slowly add milk and whisk to combine. 3. Pour the mixture back into the saucepan and cook over low heat, stirring for about 6 minutes. 4. In another large mixing bowl, place heavy cream and nutmeg. Strain egg mixture into the cream and cool in the fridge for at least 2 hours. When chilled, fill a glass with eggnog and top with whipped cream, cinnamon, and extra nutmeg!

This is a testimonial by an existing client of FAI Advisors. No compensation was provided for this testimonial. This client’s experience is not necessarily representative of all clients’ experiences.

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