Fast, confident decisions for every client
Smarter decisions mean more instant approvals
Holistic health view: We combine prescription history, medical records, and lifestyle data to fully assess client eligibility. Streamlined conflict resolution: Our system anticipates common ambiguities (like medications used for multiple conditions) and builds in processes to resolve them smoothly for clients. Strategic human review: When needed, we escalate to manual underwriting rather than issuing an auto-decline.
Full transparency for agents
Real-time underwriting decision details showing carrier, face amount, term, premium, and decision factors in the agent-assisted app and portal. Portal status and email notifications during manual underwriting, with agent ability to send client reminders for health questionnaires.
With Ethos, you’ll see fewer drop-offs, faster approvals, and better outcomes for your clients.
Start an app today at: agents.ethoslife.com/quote
For a g ent u se only .
© 2025 E t h os T ec h nolo g ies I nc . E t h os o p erates in so m e states as E t h os L ife I ns u rance S ervices . CA license #0L28949; AR license #100164629. E t h os o ff ers p olicies iss u ed b y t h e carriers listed at www. et h oslife . co m/ carriers . P rod u cts and t h eir feat u res m ay not b e availa b le in all states . T o h el p avoid re qu irin g a m edical e x a m , o u r a pp lication as k s certain h ealt h and lifestyle qu estions .
Made with FlippingBook - professional solution for displaying marketing and sales documents online