First Steps When Preparing to B uy a Home by Lestari Rupert, REALTOR® and Ainslee Tracey, Broker Buying a home is a new adventure - a mix of excitement, nerves, unknown, and fun. As experienced REALTOR®s, we have put together a quick list of where to start. Once engaged with a REALTOR®, they will help you every step of the way to take away the nerves and the unknown. Start with saving to ensure you have an appropriate down payment ready to go. Most homes require a minimum of 5% for homes under $500,000, and 10%+ for those over. These funds need to be ready for closing day. Protect and build your credit. This includes making timely payments as well as not overspending. For example, wait to buy that shiny new vehicle until after closing. Once you have your down payment ready and good credit established, then get your pre-approval done. Mortgage brokers can help you find the best product and also help you build your credit even more. Choosing a REALTOR® to work with is your next step. Be sure to interview a few; we all have different personalities and 2020,2017,2014 2021-2022 LESTARIRUPERT@GMAIL.COM DIRECT: 519.280.2515 OFFICE: 519.633.0600 Sales Representative LESTARI RUPERT
services we can offer. As the buying process can take some time, choose a REALTOR® whom you like to spend time with. Build your needs and wants list. Possibly, this will change as the process moves along but it is a starting point for your REALTOR® to curate homes that will appeal to you and meet your needs. Next comes viewing the homes and moving along in your process. Your REALTOR® will help you every step of the way to your new home. Bonus: Ensure that your deposit (due on acceptance) is ready and accessible within 24 hours. Check back next month for Steps When Preparing to Sell.
Are you Looking to make a Move? Contact me for your Free Real Estate Consultation 519-857-5439
808 Talbot Street St. Thomas, ON 519-633-0600 royallepagetriland.com stthomas@royallepage.ca
Charlene Bertin
519-857-5439
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