Swerdloff Law December 2018

4 WINTER ILLNESSES YOU’D RATHER AVOID KNOWWHAT TO LOOK FOR BEFORE THEY ATTACK

subject to probate, treating your pour-over will like the safety net it is and not relying on it to cover larger assets will make any probate process quicker and less costly for your family. Similar to other wills, you will need to designate an executor for your pour-over will. The pour-over will can make their role easier, because instead of having to manage each component of your estate, they will simply take all the assets named in the will and transfer them to your trust. Your estate plan is one of the most important plans you will ever create. It’s put in place to ensure freedom, security, and wealth for your loved ones through protecting your assets. As you’re making these important decisions for your family, work with an experienced estate planning attorney to ensure you create a secure document. The attorneys BRONCHIOLITIS Bronchiolitis appears most commonly in children less than a year old and is caused by other viruses. Of the many symptoms — nasal congestion, low-grade fevers, and coughing — wheezing is the one you should be most concerned about. If your child is having difficulty breathing and is dehydrated, they may have caught a more serious strain of the virus. Most children will recover with at-home rest, but some may need to be hospitalized for more severe symptoms. INFLUENZA The flu is known for causing high fever, muscle aches and pains, nausea, and other symptoms similar to a cold. Often, the fever will last for around five days, but it can be shortened with the aid of antiviral medications. However, these medications are

recommended only for children who face serious complications or hospitalization from the flu. If you want to avoid catching this, your best bet is to receive the annual flu vaccine. STREP THROAT A sore throat, headache, stomach ache, vomiting, and high fever are signs of strep. This infection is treated with antibiotics and should be addressed soon after the first symptoms appear to prevent further complications. Children with strep throat should stay away from school and other activities until they’ve been on antibiotics for 24 hours. Everyone knows that getting sick is no fun and is best avoided at all costs. However, it happens to everyone eventually. Catching a virus or infection in its early stages can help you shake the sickness much faster.

What’s a pour-over will? First of all, it’s not a popular coffee-making method. But similar to a filter that serves to catch coffee grounds, a pour-over will serves as a safety net for your assets. Usually used in tandem with a living will, a pour-over will is an added measure of protection in case an asset isn’t transferred to your will before your death. A pour-over will ensures the assets that haven’t been transferred into the trust are still passed to your intended loved ones. As the name signifies, estate planning involves a lot of, well, planning. If you create a will or trust, your attorney will encourage you to list all your assets and anything that it should cover. If you have a large number of assets, though, even the most diligent list-maker can miss something. A pour-over will usually covers minor assets that remain after a living will is made and anything that is unintentionally left out of the living will. Because it may be Achoo! That’s the last noise you want to hear this winter. Cold weather brings a slew of sicknesses, so be vigilant to treat these common illnesses, or better yet, avoid them altogether. THE COMMON COLD Although there is no cure, a cold is easier to treat than other illnesses. If you or a loved one has a runny nose, low-grade fever, headache, cough, nasal congestion, or sore throat, the common cold has most likely taken hold. With the help of rest and perhaps some cold medicine, like cough drops and decongestants, the cold will come and go in about a week.

Freedom, Security, andWealth Through Estate Planning DO YOU NEED A SAFETY NET FOR YOUR ASSETS?

at Swerdloff Law have years of experience in estate planning and can help you through this process. Call our offices today using the number at the bottom of the page and receive a free consultation to go over each type of will and how they can benefit you and your family.

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