BUSINESS PROPERTY DAMAGE CLAIM? Business Interruption Insurance Can Help Imagine you close up shop one night at your business and return the next morning to find the building has been burned to the ground. What now? Setting property damage aside, how do you recoup the loss of revenue and other expenses from having to close your business until your Plan B springs into action? Business interruption insurance helps to compensate you as a business owner for any lost revenue, rent or lease payments, taxes, employee wages, loan payments, or cost of relocation if a fire or other damage to your commercial property forces you to temporarily close your business. Whether heavy rain creates severe water damage at your hair salon business, your bank is burglarized overnight and many windows are broken, a hurricane damages the roof at your restaurant, or a giant sinkhole damages numerous cars and the building structure at your car dealership, having to shut your doors is sure to create mayhem and tons of unexpected costs to keep the business alive while waiting to resume normal operations.
PADDLE YOUR WAY TO BETTER HEALTH Big Benefits of Canoeing and Kayaking The weather is getting warmer, which means you can do more activities in the water. Canoeing or kayaking is an excellent way to get outdoors and be active. Besides looking at the beautiful scenery around you, taking to the water confers several physical and mental health benefits. Physical Benefits • Paddling can help improve your upper-body strength and muscle tone — because you’re using your arms to guide yourself through the water with the paddle. Paddling helps strengthen your arms, shoulders, chest, and back. • You use your legs to balance, maneuver, and change directions in the vessel. In turn, this movement helps strengthen your lower-body muscles. • While trying to stay centered and balanced on the water, you will develop more core strength. Paddling helps work your lower back, abs, and oblique muscles. • It’s a form of cardiac exercise that will help your heart circulate more blood throughout your body. It will also improve your endurance , enabling you to go longer distances faster. Mental Benefits • While canoeing or kayaking, your body releases serotonin, dopamine, and endorphins from neurotransmitters. This will help boost your mood and self-confidence and improve your focus. • These activities can enhance your memory and learning ability. This is because it exercises your hippocampus, one of the largest portions of your brain that is responsible for verbal memory and learning. • If you have trouble sleeping, this activity can improve your sleep . Exercising during the day can make you naturally tired, which helps you fall asleep and stay asleep throughout the night. • Since you’ll be in the sun, your body can produce more vitamin D . This vitamin is essential for strong bones and an effective immune system. Canoeing and kayaking are great outdoor activities to help you get your daily dose of physical activity and a mental health boost. So, enjoy the warm weather and be one with nature — this may be your new favorite summer hobby this year!
Vermost Insurance NOW has a relationship with Chuck Chucri who offers Financial Planning and Investment
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