Gillette Law - August/September 2019

GIVING FORGIVENESS

Crushing medical debt has become all too common across America. In fact, the American Journal of Public Health found that 2 out of every 3 bankruptcies nationwide are filed because people cannot pay for treatment. While insurance agencies, health care providers, and Congress have failed so far to make a dent in this crisis, some good Samaritans have begun to step up to make a difference for those in need. Paying for Debt Most medical providers sell debt they do not have the time or resources to collect on. Traditionally, private firms pay pennies on the dollar for the rights to these outstanding payments, gaining the contact information of all the people who now owe them money. Their employees can hound you relentlessly, calling at all hours of the day, sending threatening emails, and generally harassing you until you pay up or go bankrupt. Thankfully, an increasing number of faith- based organizations are turning this practice on its head. Turning the Other Cheek While most firms buy debt to make a profit, it’s possible for a private entity to buy up medical debt and then simply forgive it. That’s exactly what comedian John Oliver did on his award-winning HBO show “Last Week Tonight,” forgiving a record-breaking $15,000,000

of medical debt from the state of Mississippi. This act, and others like it, has inspired an increasing number of charities and church organizations to start doing the same thing.

Crowdfunding Salvation Now, most faith-based organizations don’t have an HBO-sized budget to spend. But, because the rights to medical debts are sold for a fraction of the price patients are on the hook for, even a few thousand dollars can make a huge impact. Groups like RIP Medical Debt have erased over $624,000,000 in debt just through crowdfunding efforts. Even local churches like the Fincastle Baptist Church right here in Virginia have been able to make a huge impact. The Fincastle Church alone managed to wipe out $2,700,000 in debt owed by veterans! As a firm, we cannot commend these efforts more highly. We’ve seen so many of the people we help struggle with medical bills and put up with the unending hassle of debt collectors. It’s heartening to see people across this nation coming together to put a stop to this pain.

SERIOUS COMPLICATIONS From Your Hip Replacement Implant?

MONICA’S OVEN ROASTED ROADKILL

• Hip pain • Groin pain • Pain when standing or weight bearing • Low back pain • Buttock pain If you or a loved one are suffering from:

• Start up pain when walking • Inability to resist during straight leg raise test • Audible clicking sounds • Sensing that hip is not “in place” • High chromium/cobalt levels

You may be entitled to compensation, but your time to collect may be running out. Give us a call and learn how we can help. 757-220-4529

Ingredients

• 2 cans chicken, drained • 2 cans Rotel tomatoes and chilies • 1 onion, chopped • 1 green pepper, chopped • 1 block (8 oz.) Mexican Velveeta, cubed • 1 lb spaghetti

What’s Your Why?

At the Gillette Law Group, PLLC, we wake up every day with a sense of WHY we come to work. We come to work to help people make smart decisions to improve their lives. Our goal is to find clients, who want to improve their lives, and work together with them, so we can all succeed. We are looking for people to stand shoulder to shoulder with us in pursuit of a better life. We are not interested in judging people but in lifting them up and encouraging them forward. Who do you know who could use our help?

Directions

1. Heat oven to 350 F. 2. In a large bowl, combine chicken, Rotel, onion, pepper, and Velveeta. Set aside. 3. Cook and drain spaghetti. Combine with other ingredients in a 9x13 inch baking dish. 4. Bake for 30–45 minutes or until bubbly!

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