All Aboard the Espresso Express!
Meet These Life-Changing Handheld Coffee Makers
Why spend $7 on a cup of coffee when you can brew your own while traveling, hiking, and more? Here are
three ways you can prepare your own coffee — even espresso! — no matter where you are.
The Handpresso If you’re looking for the original portable espresso maker, then the Handpresso is for you. The design was developed in Europe and has sold over 400,000 units in France and abroad since its first unveiling in January 2008. Because it uses Nespresso pods, it’s easy to use and clean and makes an incredible cup of coffee anywhere you go. Also, it’ll fit perfectly in your cup holder, so you won’t have to worry about it bouncing around in the car while brewing. You can learn more at Handpresso.com .
The AeroPress Ever been so frustrated with brewing espresso in the States that you created your own espresso machine? That’s exactly what Alan Adler did with the AeroPress. Thankfully, he totally knocked it out of the park. And now with the AeroPress Go, it’s super convenient to make a classy cup of coffee anywhere you are. With over 350 provided microfilters, you’ll never have excess coffee grit. Plus, it’s designed to deliver a coffee with low acidity, which gives you a smooth flavor with very little bitterness. Check it out at AeroPress.com !
Any Classic French Press It’s true that some French presses are better for travel than others, but you can actually use any kind of French press for “instant” coffee while on the go. Just put your grounds in the pot, pour in your hot water (found at any gas station), and use the tight-netted plunger to press your coffee grounds to the bottom of the pot. It’ll get all the flavor out of your grounds (or even tea), and you won’t have to worry about spills. The best part is that French presses are very affordable, starting at $10–$20 on Amazon.
WHAT EXPERTS HAVE FAILED TO ADDRESS The Issue With Long-Term Care Planning
When planning for our futures, we often consider the ways in which our financial goals will meet our retirement needs and protect our heirs after we pass. Yet, most people often give little regard to planning for long-term care. With an aging population, it’s a cost and essential part of the financial planning process that must be considered. I’ll never forget speaking at the May 2017 McLean County Senior Living Expo. The sticker shock of the cost of senior living hung in the air as I laid out options for long-term care insurance. But the unfortunate reality for many people in that room was that their opportune time for preparing for long-term care had passed. Yes, for many, there were still some options available. But I could see the hopelessness in many of their eyes. Much of what they’d worked for was going to be drained away in their final years. And it wasn’t even entirely their fault! This was one of those key moments affirming my belief that the systematic retirement planning system failed to meet the needs of so many! How could it be that the professionals they paid to handle their money never told them to plan for this? Maybe their advisors just followed protocol to make sure they didn’t run out of money in retirement. Or maybe their advisor only dealt with their investments. Maybe they didn’t have a plan at all! Do you know what I see all too often from the standard industry advisor? A focus on portfolio growth, or strategies to avoid
market losses, while altogether leaving the back door open to several major risks to a client’s assets!
In short, retirement planning often fails to account for one of the largest risks to assets: long-term care expenses!
As AARP’s Nancy LeaMond writes, if someone were to turn 65 years old today, they would have a 70% chance of needing long-term care. As Western medicine helps us live longer, instances of chronic conditions that affect the elderly continue to grow, too, exacerbating the need for more comprehensive — and ultimately affordable — care. And, as LeaMond points out, nearly half of all U.S. adults ages 40 and older incorrectly believe Medicare can cover these expenses. Regardless of your goals, long-term care must be part of your financial plan. Retirement and estates are just two components of a much more diverse road map. Advanced wealth strategies can help you manage this. Please contact me today if you have any questions about how your plan accounts for these goals. Editor’s Note: This article is inspired by content within the coming book by Krista McBeath. Look for the fall/winter release of “The Multigenerational Wealth Wheel,” a systematic approach to leaving a legacy and transferring wealth to future generations
2 McBeathFinancialGroup.com
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