KNSL DD

Earnings Report for FY22*

December 31, 2021 December 31, 2022

Items to Note Items to Note Net income increased by 39.2% compared to the fourth quarter of 2021. Net operating earnings of $60.3 million increased by 48.1% compared to the fourth quarter of 2021. ● Thing 1 ● Net income increased by 4.2% compared to the full year of 2021. Net operating earnings of $180.4 million increased by 36.2% Thing 2 compared to the full year of 2021. Gross written premiums increased by 44.2% to $1.1 billion compared to the full year of 2021. The Company's investment portfolio had a gross investment return of 3.0% for the year ended December 31, 2022, compared to 2.5% for the year ended December 31, 2021. The cash and invested assets totaled $2.2 billion at December 31, 2022, compared to $1.7 billion at December 31, 2021.

ASSETS Cash and cash equivalents

1,685,717 1,564,677 2,025,655

2,186,569 2,030,295 2,747,122

Total Investments

Total assets

LIABILITIES AND STOCKHOLDERS’ EQUITY Accounts payable

23,250

31,361

Deployment

Total current liabilities

2,001,673

1,326,320

Total revenues

639,779

819,200

COST AND EXPENSES Research and development

N/A 669

N/A 721

Other

Total cost and expenses Loss from operations

450,978 324,415 152,659

623,636 457,913 159,114

Net Income

NET LOSS/GAIN PER SHARE Diluted net (loss)/gain per share

$6.73

$6.97

WEIGHTED AVERAGE SHARES USED IN CALCULATING: Basic net loss/gain per share

22,693,000 23,062,000

22,815,000 23,125,000

Diluted net loss/gain per share

*Link to the company's most recent 10-Q Form. Amounts in thousands except per-share data.

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