THE LEGAL NAVIGATOR OCTOBER 2019
FROM THE DESK OF
Happy October everyone!
We’re well into football season, and I’m looking forward to seeing how the Ohio State Buckeyes do this year. October is also an important month because yours truly will have his birthday. I’ll be the ripe old age of 44 on Oct. 10. Those sounds I hear in the distance are the collective groans from all of you about my “ripe old age” comment! As you know, I am interviewing various nursing homes, assisted living facilities, and home health care agencies and sharing more about them in our newsletter. This month, I interviewed Sarah Vincenzo , Executive Director for Brookdale Zanesville. Brookdale provides assisted living and memory care services. During our interview, Sarah describes the facility, what services are offered, social activities, and more.
HOW TO STAY FIT THIS FALL It’s Easier Than You Think
With the sun setting on summer, it’s easy to think your most active days are behind you and nothing but months of indoor workouts and dodging holiday treats lie ahead. You’ll be happy to know that you couldn’t be more wrong. In some parts of the country, the summer heat can actually be a workout inhibitor, encouraging folks to bask in the air conditioning or soak listlessly in the pool rather than get out on the baseball field or toss a frisbee. Thankfully, fall brings with it cooler weather and a plethora of outdoor traditions. Participating in activities like picking apples and pumpkins, taking long walks to look at leaves, dashing through corn mazes and haunted houses, and raking leaves should be enough to keep you hale and hearty through the season. Here’s a breakdown of a few fall favorites to help you stay fit. Apple Picking An apple a day keeps the doctor away — and that’s doubly true if you pick it yourself. Psychology Today reports that picking apples burns the same number of calories as walking at an easy pace, and the activity can boost your energy level and your mood. If you’re with friends or family, an hour of apple picking will go by much faster than a stint on the treadmill.
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I hope you enjoyed the interview!
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Visiting the Pumpkin Patch
every once in a while. If you choose to explore the stalks, HuffPost.com claims you’ll burn more than 200 calories per hour. Raking Leaves The fitness app MyFitnessPal calls raking leaves exercise, and who are we to argue with the experts? According to its calculator, a 150-pound person who rakes for an hour will burn 272 calories, and that doesn’t count the calories you’ll burn while stuffing the leaves into bags and hauling them to the curb. If you want to turn your activity up a notch to reach your fitness goals, look for Halloween or Thanksgiving fun runs planned in your area. These 5–10K dashes often pop up in the fall when the risk of heatstroke drops, and the themes guarantee a good time. If you’re lucky enough to have a run near you, grab a team, dress up, and sprint (or jog, or walk) your heart out. Who knows — fall might be your fittest season yet.
As HuffPost.com puts it, “Pumpkin picking is the new kettlebells!” Jack-o’-lantern hunting includes both walking and hefting weighty fruit, which means you’ll burn about 270 calories per hour tromping through the pumpkin patch. Leaf Peeping It’s no secret that a brisk walk in the fresh air does a body good. If you can bring a friend along and make a point to search out beautiful fall leaves as you stroll, all the better! Increase your pace a bit to get your heart pumping and amp up the health benefits. Corn Mazes Wending your way through a corn maze or haunted house often means a lot of time on your feet, and there’s a good chance something spooky will spur you to a sprint
Reignite Your Passion
Lessons in Innovation From Henry Ford
As entrepreneurs scale their businesses, there is a lot to focus on: hiring the right staff, creating the most effective marketing strategies, and setting up efficient operations. With so much to do, it’s easy to lose sight of your initial vision for your company. If you’re stuck in a rut, know that you’re not alone. Plenty of the most successful entrepreneurs have endured the same struggles and, with a little ambition and a lot of creativity, came out on top. Take Henry Ford, for example. Henry Ford made the automobile accessible and appealing for the common citizen. This ignited interest in the market from consumers and manufacturers alike, which led to innovations like air conditioning and other appliances we can’t imagine living without today. There were some key factors
that played into his success, and, if you apply them to your own journey, you could gain a new perspective and be inspired to create and innovate in your industry. Consumer-Focused Ford realized cars were unreliable and unaffordable to most and set out to change that. After developing the first moving assembly line, Ford lowered the price of cars and made them accessible for people outside the upper class for the first time. As long as you keep the consumer and their needs in mind, you’ll find ways to make their experience better and increase your success. Small Changes, Big Impact Unlike many companies today who sacrifice quality for quantity, Ford found ways to focus
on both. He looked at how cars were actually made and found that, if he could build more cars within a certain time frame, he could pay less per car, per worker. Thus, the moving assembly line was born. When looking for ways to innovate in your industry, rethinking even the smallest, simplest details can make a huge difference for your business. pads? Henry Ford may have changed the automobile industry forever, but you don’t have to go to such lengths to innovate in your own. The next time you find yourself uninspired or stagnant, look to those who made your industry what it is today. You might just find the inspiration you’ve been searching for. You may not be able to reinvent the wheel, but who said you couldn’t reinvent the brake
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Don’t Let Money Get in the Way Of Your Grandchild’s Education
College expenses aren’t what they used to be. What used to be affordable to any student with a part-time summer job now can take years to pay off. If your grandkids want to go to college, the cost of education should not be a barrier to their future. Luckily there are ways that you can help ease that financial burden. Invest in a 529 savings plan. There are no limits on age, income, or monetary contributions attached to this college savings account, and contributions are tax-deductible in some states. Just like a Roth IRA, the earnings grow over time and can be used tax-free for qualifying expenses, like tuition and room and board. There are a few downsides, however. Funds from a grandparent’s 529 savings plan are considered student income and could hurt your student’s eligibility for financial aid. If you choose to fund through a parent’s 529 savings plan, which doesn’t count as student income, you lose control over the funds you contribute. Pay their tuition. Not everybody has $20,000 just lying around, but if you do, using it to pay for your grandchild’s tuition isn’t a bad way to spend it. Normally, annual financial gifts that are exempt from the federal gift tax can’t exceed
$15,000, but payments toward someone’s tuition, for any amount, are not taxed. Keep in mind, however, that the money can only go toward tuition, not toward other college expenses like room and board or textbooks. Help them find opportunities to save.
Even if you don’t have thousands of dollars to give, you can still help your grandkids look for other opportunities to save. There are thousands of available scholarships, grants, and programs to help students pay for college, and helping
them look online and in your community can go a long way.
College could be your grandchild’s first stop on the path to achieving their dreams. You can be a part of that journey by making sure
money doesn’t get in the way of that.
Inspired by Food &WineMagazine
Take a Break!
LEFTOVER CANDY SNACKMIX
This recipe fromMomofuku Milk Bar chef and “Master Chef” judge Christina Tosi makes great use of those extra Halloween goodies. It’s a quick and easy way to both elevate and get rid of unwanted leftovers.
2 cups mini pretzels, coarsely broken
6 tbsp unsalted butter, melted
1/4 cup light brown sugar
12 oz mini candy bars, such as Snickers, chopped into 1/2-inch pieces
2 tbsp granulated sugar
1/3 cup dry milk powder
1. Heat oven to 275 F. 2. In a large mixing bowl, fold together pretzels, sugars, milk powder, and butter. 3. Spread mixture on a baking sheet lined with parchment paper and bake for 20 minutes. 4. Let cool for at least 30 minutes and mix in candy bar pieces before serving.
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INSIDE THIS ISSUE From the Desk of Mike PAGE 1 Staying Fit This Fall Might Be Easier Than You Think PAGE 1 How Henry Ford Innovated His Industry PAGE 2 3 Strategies for Helping Grandkids Pay for College PAGE 3 Take a Break PAGE 3 Leftover Candy Snack Mix PAGE 3 The Real Legend of Sleepy Hollow PAGE 4
HAYRIDES AND HEADLESS HORSEMEN Halloween Celebrations in Sleepy Hollow In 1790, a school teacher named Ichabod Crane was riding home alone from a harvest festival in the village of Sleepy Hollow when he encountered a mysterious rider on horseback. Crane, horrified by the horseman’s missing head, turned and ran in the opposite direction. The Headless Horseman gave chase, hurling his own decapitated head at the terrified teacher. Ichabod Crane was never heard from again ... or so goes “The Legend of Sleepy Hollow” by Washington Irving.
This story, first published in 1820, has become a Halloween favorite. The legend is so beloved that in 1997, the village of North Tarrytown, New York, where many events of the story take place, officially changed its name to Sleepy Hollow. Today, the town becomes one big Halloween party during the month of October. Sleepy Hollow is home to many historic landmarks, including the Headless Horseman Bridge and the Sleepy Hollow Cemetery, where Washington Irving himself was laid to rest. Evening lantern tours of the cemetery are a popular attraction, and Irving isn’t the
only spooky celebrity buried there. Fans of the Gothic soap opera “Dark Shadows”will be delighted to enter the crypt of famed vampire Barnabas Collins. Another highly anticipated stop for many guests is Sleepy Hollow’s premier annual attraction, Horseman’s Hollow, an experience not for the faint of heart. During the event, the 300-year-old Philipsburg Manor is transformed into a living nightmare, where vampires, witches, ghouls, and undead soldiers lurk in the shadows. They all serve the dreaded Headless Horseman and are determined to make sure guests don’t leave alive!
But it’s not all scares in Sleepy Hollow. There’s plenty of Halloween fun for all ages. Sleepy Hollow boasts relaxing hayrides, tours of Irving’s home, live readings of famous Halloween stories, performances of a brand-new musical based on Irving’s spooky tale, and the Great Jack O’Lantern Blaze, an incredible exhibition of over 7,000 hand- carved pumpkins. If you want a real Halloween experience, you can’t go wrong in Sleepy Hollow. Just be careful not to lose your head!
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