With Joyner Fine Properties, experience local expertise and global reach.
Our experience and reach in the Richmond region are unmatched, but our capabilities extend far outside the city. As a member of the Leading Real Estate Companies of the World ® —an invitation-only program that provides us with exclusive partnership with the world’s market-leading independent brokerages—we have access to a global network of more than 150,000 real estate professionals in more than 550 countries worldwide. And their luxury division, Luxury Portfolio International ® , attracts a global audience by marketing approximately 50,000 of the world’s most remarkable homes. Virginia Credit Union is a financial cooperative with more than 300,000 members. VACU provides affordable banking services, loans, mortgages and free financial education resources to help people be more confident with their finances. We partner with VACU, our parent company, to provide our member clients with a Welcome Home Discount. This discount is exclusively available to clients of Joyner Fine Properties who engage fully in the cooperative and is an offering unique to our firm.
Welcome Home Discount
Loan Amount $100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000
Discount $600 $1,200 $1,800 $2,400 $3,000 $3,600 $4,200
Realty services are offered through Joyner Fine Properties, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Joyner Fine Properties, LLC. For VA residents only. Business conducted with Joyner Fine Properties, LLC is separate and distinct from any business with VACU. While Virginia Credit Union members are free to select their own real estate brokerage and title insurance company in connection with their mortgage transaction, we offer our members a voluntary program that includes a discount at settlement equal to a 0.60% of the loan amount up to a maximum of $12,000, not to exceed the lender closing costs. Specifically to qualify for the discount, they must be a Virginia Credit Union member and close their mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance and use an agent from Virginia CU Realty LLC, Virginia Select Realty or Joyner Fine Properties LLC as their buyer’s agent. Discount void where prohibited. Certain restrictions apply. Not available in all areas.
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