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to $76 per month. Several copays on both plans have increased significantly, which brings these plans’ copays into alignment with the other plans. What stands out, however, is the increase in medical cost Maximum Out-of-Pocket amount to $8,850 on the GiveBack plan. Aetna SilverScript CHOICE Stand-Alone Prescription Drug Program: Your premium is increasing from $29.60 to $55.20 per month. Depending on your prescription needs, continuing with this plan may result in a reasonable overall (premium plus copays) cost. But it’s a real “it depends.” Members of this plan are encouraged to contact us for a plan review. If your plan is not included in this alert, our analysis is that unless you have a compelling reason to change plans, our suggestion is to take no action during AEP and continue next year with your plan. Contact our office at 805-646-6409 or LT-Ins.com with any questions.
SUDOKU
ONE-BOWL VEGAN PUMPKIN MUFFINS
Keep the dishwashing to a minimum and enjoy these fluffy vegan pumpkin muffins!
Ingredients
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15 oz can pumpkin purée
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1 tbsp baking powder
1/3 cup melted vegan butter (or vegetable oil) 1/2 cup unsweetened plant-based milk
1/2 tsp salt
2 tsp cinnamon 1/2 tsp nutmeg
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1 1/4 cups brown sugar 1 3/4 cups all-purpose flour
1/2 tsp ground ginger 1/4 tsp ground cloves
1. Preheat oven to 375 F. Prepare muffin pan by greasing and placing paper liners. 2. In a large mixing bowl, add pumpkin, melted vegan butter (or oil), milk, and brown sugar, then whisk until well combined and smooth. With a sifter, sift the flour, baking powder, salt, and spices over the wet mixture. 3. Using a large wooden spoon, mix until just combined (do not over-mix). 4. Fill the muffin cups and bake for 22–25 minutes. Let cool for 30 minutes and enjoy! Directions
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