2024 Benefits Guide

Voluntary Aflac Products

The Village of Pinehurst offers additional voluntary benefits through Aflac. Employees can choose from a variety of benefits through Aflac and enjoy the benefits being available on a group platform. This allows the rates to be less expensive than if they were purchased on an individual basis.

Voluntary Short-Term Disability

STD provides for payment of monthly disability benefit when a covered employee is disabled and unable to work due to an injury or sickness.

Carrier Name

Aflac

Benefit

60%

Maximum Monthly Benefit

$6,000

Waiting Period – Accident

0 Days

Waiting Period – Sickness

7 Days

Duration of Benefits

3 Months

Pre-Existing Condition

12/12

Portability

Included

Waiver of Premium

Not Included

Critical Illness

Hospital Indemnity Helps cover the costs when you have a hospital stay related to a covered accident or illness. These funds can help with out-of-pocket medical expenses, and pairs well with the HDHP plan. Or you can use the funds to help with living expenses that accompany an extended hospital stay.

Helps with the high cost of critical illness diagnosis and treatment. The plan provides a lump-sum benefit to help with out-of-pocket medical expenses and the living expenses that can accompany a covered critical illness.

Accident

Helps cover out-of-pocket expenses in the event of a covered accident. It can pay a set benefit amount based on the type of injury you have and the type of treatment you need.

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