Regency Magazine Fall 2024 | Winter 2025

Regency is the curated biannual journal for inspired innovation in real estate and lifestyles for a discerning global population segment of pioneers, seekers, wanderers, creators, and leaders.

fall 2024 n winter 2025 inspired innovation n real estate & lifestyles r e g e n c y

mantle the we wear

INSIDE partnerships preservation purpose

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r e g e n c y inspired innovation n real estate & lifestyles fall 2024 | winter 2025 the curated biannual journal for a discerning global population segment of pioneers, seekers, wanderers, creators and leaders. ADVISORY COUNCIL the advisory council is an unpaid informal collective of thought leaders who provide The Horswell Collection™ with a global perspective on trends, market conditions, and themes of importance to the demographic. Affiliations are for the purposes of identification only. JUTTA ALLEN | CHAIR Arts Patron Portland, Oregon SUSAN MATHESON FERRIS | VICE-CHAIR Public and Government Affairs Counsel Edina, Minnesota RICHARD J. HORSWELL Principal Creative Executive, Regency Media LLC Portland, Oregon DEMETRA ARISTON Private Investor Portland, Oregon BARBARA BALL Vice President, Business Development, WFG National Title Portland, Oregon CONSTANCE C. CRASS Executive, CAA Los Angeles, California ARGENTINA ERDMAN Consul & Cultural Attaché to Chicago (Ret), Estados Unidos Mexicanos Portland, Oregon JEAN EVES Community Leader

w e l c o m e

Richard J. Horswell Editor & Publisher

While visiting my family’s orange groves as a child, I remember walking through the gardens of Bok Tower (the highest point in peninsular Florida) and wondering what could have prompted someone to build something so beautiful and serene for others to enjoy? The carillon and its gardens were simply a gift by one man - a thanks for the opportunities that the American people had given him. The subhead on this issue’s cover, “the mantle we wear,” contains an oceanliner’s amount of hubris, doesn’t it? It is with hope that our readers interpret such a state- ment as one associated with great responsibility while enjoying life to its fullest. As American editor, Pulitzer Prize-winning author and Philanthropist Edward Bok said: “Wherever your lives may be cast, make the world a bit better or more beautiful be- cause you have lived in it.” As the demographic continues to challenge itself to find renewed purpose with an ever-changing worldview, we are also concerned that age-old definitions to concepts have lost their meaning altogether. Uninformed marketers have taken words like “luxury” and distorted them inappropriately in affluent market sectors including real estate where they no longer symbolize their true essence. Our current findings inid- icate that if it says “luxury” or a derivative thereof, it is assuredly not. We’re excited to present “partnerships, preservation, and purpose” as our theme in this issue. Personal stories mix with perspectives as readers ponder the holiday sea- son and goals for 2025. Beyond November’s election and the variety of viewpoints we all bring to the table, how will you answer Edward Bok’s call to action? As you review this folio that has morphed into a showcase of possibilities, please con- tinue to resonate with your intentional spirit that encourages all of us to “ remember not just to live, but live well. ”

Lake Oswego, Oregon SHANNON K. HAWKINS Principal, Hawkins Investment Properties Vancouver, Washington DEBRA KRAFT LIBERATORE Community Leader Sarasota, Florida WILLIAM B. LONG III, MD FACS Trauma Medical Director, Legacy Emanuel (Ret) Portland, Oregon DANIEL MERRIMAN Stoller Tualatin, Oregon JEFFREY L. MILLER, AIA Principal, Jeffrey L. Miller Architect, P.C. Portland, Oregon JULIANNE HOWA MORRIS CEO (Ret), Willamette Communications Portland, Oregon MARY O’CONNOR Arts Patron Portland, Oregon MUFFIE LATOURETTE SCANLAN Real Estate Broker Scottsdale, Arizona & Portland, Oregon CATHLEEN SMITH Professor Emerita, Psychology, Portland State University

COVER Dame Maria Teresa Carrasco de Pietrok, knighted in Rome’s San Silvestro Chapel by Prince Lorenzo De’Medici, head of the Cavalieri di San Martino with Alexander Arscott as they visit an historic estate in Portland, Oregon that celebrates its 100th birthday in 2026. The home was built for the great great grandfather of one of The Horswell Collection’s Advisory Council members. Pietrok by Saks Fifth Avenue Arscott by John Helmer

REGENCY MEDIA LLC private advisory

publisher | Portland, Oregon www.regencymediapartners.com

Appearance by any individual, organization, or business featured within this folio does not constitute an endorsement of any service offered by either Regency Media LLC or The Horswell Collection™ at Windermere Realty Trust, a separate entity. Content contained herein is presented at the sole discretion of Regency. Regency has a strict policy prohibiting advertorial. All content is by invitation. Reproduction of content in whole or in part is strictly prohibited without the express permission of the publisher.

Special thanks to Cameron Perkins Photography for capturing the essence of the cover and select personas within Regency in addition to our corporate and organization partners who are valued contributors.

Portland, Oregon SHIRLEY TONG Tong Ventures Vancouver, Washington

© 2024 Regency Media LLC, All Rights Reserved

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ONLINE

Çırağan faces the hilltop Topkapi at top right across the Bosphorus.

Çırağan MEETS Topkapi

OUR COUPLE ON THE BOSPHORUS While Four Seasons has one property next to Çırağan, many savvy travelers prefer the intimate setting of the Four Seasons Sultanahmet. The serenity within Istanbul’s historic Sultanahmet district is notable at the 65-room boutique hotel that was orig- inally designed as a prison and is just steps from iconic land- marks, including Topkapi itself. Bill and Carolyn Stevens recently previewed the hotel and not- ed, “Istanbul truly is a captivating city where East meets West in a seamless blend of history and modernity. From savoring a tra- ditional Turkish breakfast overlooking the Bosphorus to enjoy- ing a leisurely lunch in the vibrant markets of Asia, the city offers

Sultan Abdulaziz replaced the old Çırağan Palace with the present footprint between 1863 and 1867. By contrast, the construction of Topkapi Palace (meaning Cannon Gate) was ordered by the Sultan Mehmed the Conqueror beginning in 1459, six years after the con- quest of Constantinople (Istanbul). The two palaces eye each other across the Bosphorus - with the newer operated by the hotelier Kem- pinski while the older serves as a museum of the former administra- tive center of the Ottoman Empire and main residence of its Sultans. While it might be difficult to impress after a visit to Topkapi’s diamond and gold-laden Imperial Treasury immortalized in the 1964 film Top- kapi where Actress Melina Mercouri portrays the thief Elizabeth Lipp in her quest to steal the emerald-encrusted dagger of Sultan Mah- mud I, Çırağan competes as a hospitality doyenne of the near east. Kempinski, which has not diluted its vision of the sublime like many

a unique experience that bridges conti- nents and epochs. Staying at The Four Seasons near iconic landmarks like the Hagia Sophia and Blue Mosque, one can’t help but feel immersed in centu- ries of rich cultural heritage. It’s a place where every corner whispers tales of empires past, and where the warmth of its people adds a special charm to every exploration. Istanbul is indeed a destination that leaves a lasting im- pression, inviting travelers to indulge in its sights, sounds, and flavors with a sense of wonder and discovery.”

of its major hotel chain competitors in the affluent tourism travel sector, is passionate about creating and crafting rich, meaningful and mem- orable experiences for every guest. One of the unusual components of the hotel’s Palace Suites includes soap service, an old tradition dating back to the ancient water therapies of the Turkish bath.

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MARKET IMPACT REAL ESTATE & 2025

Patrick Stone is Chairman and Found- er of Williston Financial Group, the Portland, Oregon-based parent com- pany of several national title insurance and settlement services providers, including WFG Lender Services and WFG National Title Insurance Com- pany. Stone’s lengthy career in real estate and related services includes C-level positions with three public companies and serving as a director on two Fortune 500 boards. His se- nior executive management positions include nine years as president and COO of the nation’s largest title in- surance company, chairman and co- CEO of a software company, and CEO of a real estate data and information company. He has been previously honored by Inman News as one of the “100 Most Influential People in Real Estate.”

By PATRICK F. STONE Owning a home is often referred to as the American dream, with home- ownership being the basis for much intergenerational wealth. However, in current market conditions, the media’s obsession with real estate is centered on the extraordinary price appreciation of the last few years and the concern over some type of market adjustment. Historically, the residential real estate market in the USA is and has been mostly about supply and demand. Supply is typically new construction, resale of an ex- isting home, or REO sales (foreclosed properties). Demand is comprised of need, desire, and affordability. At this time, supply is lacking, mostly because we have underbuilt over the last 15 years. Burns Research estimates that underlying US demand for homes exceeds supply by 2.1 million units. Resale activity has been negatively impacted by high mortgage rates over the last year and a half, and by the fact that people are staying in their homes much longer. In 2005, the average length of home ownership was 6.5 years. Today it is 12.3 years. Many attribute this to the fact that people were able to purchase with extraordinarily low interest rates, in many cases at or be- low three percent, creating what is called “rate lock.” But there is also a social factor, as the amount of people moving annually has gone down steadily. In the mid-1980s, around 18 to 20 percent of the US population moved every year, but that percentage steadily dropped to a point near 10 per- cent prior to the pandemic. There is also evidence that Baby Boomers have developed a sentimental attachment to their homes, and as a gen- eration, they are moving less often. Finally, REO sales are at a minimal level, and given the quality of mortgages originated since 2010, we are unlikely to see any major foreclosure wave and resultant flood of dis- counted properties. While supply is low, demand is strong when measured by need and desire, but impacted negatively by affordability. Need reflects the sec- ond-largest population bubble in the home-buying age since the baby boomers. There are approximately 141 million Millennials and Gen Zers in the USA, and over 90 million are within the home-buying age. Some have already purchased a home, but there will be a significant amount of the population looking for a home over the next 10 years. That is prompt- ed by the desire to own a home. While it is hard to measure desire, the pandemic made everyone keenly aware of the benefits of controlling your living environment. Moreover, most people want to raise their fam- ily with amenities for their children, like a yard. The movement towards working from home has also added to the attraction of homeownership. In a survey earlier this year, 95 percent of people 20 to 40 years of age said they want to buy a home, with 68 percent viewing listings online twice a week, and 41 percent following Realtors on social media The biggest impediment to demand is affordability. Mortgage rates in the high six to low seven percent range severely impact the ability of many to qualify and financially support payments. While many will point out that mortgage rates have historically been in this range or higher, the current cost of a home is three or four times higher than it was last time rates were at this level. Home price appreciation and availability vary greatly by geographic lo- cation and the type of home desired. Overall, it is estimated that home values have increased between 40 and 50 percent since the end of 2019. Over the last 40 years, price appreciation has averaged 4.8 per- cent annually, but the pace of appreciation and total value varies sig-

nificantly by metro area, state, and region. Breaking the country down into four regions -- the Northeast, South, Midwest, and West -- results in dramatic differences in both median price and price appreciation rates. For the most part, the South boomed during the pandemic, the Midwest saw growth, and the Northeast and West trailed. This can also be seen in the level of appreciation by state. Over the last three years home price growth in Florida is up 42.6 percent, while it is estimated that growth in California was 23.5 percent. Much has been made about the amount of relocation from California to Texas, but a major motivation for this trend was that homes were significantly more affordable in Texas, which facil- itated young, first-time buyers getting into a home. The disparity is still meaningful, with California having a median price in the high $700,000s, while the median price in Texas is in the mid $300,000 range. Almost all real estate professionals, as well as those seeking to purchase a home in the foreseeable future, are asking, “When will mortgage rates come down?” and “Will we see a meaningful decline in prices?” With regard to mortgage rates, the USA is the only country in the world with the consistent availability of a 30-year fixed-rate mortgage. Historically, that type of mortgage has been priced about 1.5 to 2 percent above the 10-year Treasury Bill. That spread elevates as rates go up, and it has been running 2.5 to 3 percent above the 10-year T-Bill. It is reasonable to assume that the 10-year Treasury Bill and the 30-year fixed-rate mort- gage will both come down as inflation abates and that the spread be- tween the two will return to the norm. Many expect to see the mortgage rate somewhere around or below 6.5 percent by year-end and in the high 5 percent range by the end of 2025. They could quite possibly be lower than that, depending on how fast the Fed cuts rates, but it may be unrealistic to think we will see rates drop below 5 percent any time in the near future, as the massive quantitative easing implemented by the Fed after the financial crises (2008-2010) will not be seen again in the foreseeable future. While interest rates and availability will steadily improve at all levels, we are already seeing a noticeable increase in the luxury market, where interest rate-related affordability is much less of an issue. While the defi- nition of “luxury” changes by market, it is generally the top 5 percent of properties price-wise, and, in most cities, that includes all homes priced over $1 million. In Q1 2024, sales were up year-over-year for this seg- ment for the first time since 2021. 2025 should see similar improvement in all segments of the market as interest rates decline and affordability improves. Demand and desire will remain strong, builders will pick up the pace of new construction, and the market will trend in a more normal fashion.

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A GLOBAL PIANO EXPERIENCE

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THE other IRON LADY There’s no “poll tax” associated with this woman who constituted a one-person crusade to bring new dental practices to restricted mar- kets in the face of some of the world’s toughest political audiences. Dame Maria Teresa Pietrok successfully opened and developed den- tal company A-dec’s market in sixteen ex-Soviet countries, lifting the iron curtain to introduce new opportunities in dental care and tech- nology. Through education, she introduced new dentistry concepts including infection control, ergonomics, and practice management that were all unknown at that time in a volatile region of the world. “I suppose that my journey has been trying to make a difference in people’s lives.” A-dec marks its 60th Anniversary in 2024. Immersing herself in learning the Russian language and culture, she established dealers, taught them how to be capitalists and how to do business that was completely foreign to them. “This was one of the most rewarding learning opportunities of my life.” For her accom- plishments, she was knighted into the Order of St. Martin. After retirement in 2013, she wrote the book, “Piercing the Iron Cur- tain,” available on Amazon. She recounts the challenges and tribu- lations that she encountered in making a market in a region of the world where the word “business” was perceived as something “ugly.”

Pietrok is pictured in the grand salon of the private residence on this issue’s cover on a recent visit to exchange ideas on cultural impact. Photo: Cameron Perkins Photography

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LIQUID ASSET : THE NEW PARADIGM OF SERVICE

Roni Pervizi is the undisputed champion of the artform of mixology - so much so that he created a new genre within hospitality that’s taken the entire service industry by storm - blending the panache of persona with the technical genius to invent creations for private clients and their ex- acting standards for world-class events. What began as a military career as a translator for diplomats and mili- tary officials, Pervizi’s elevated approach is knowing clients and building on the strengths of the environments of where he lands either in the moment or for an extended period of time. The talent to immediately assess customers and instinctively understand their needs during the experience is what has allowed him the flexibility to perform in stressful and demanding positions in over two decades of bartending. He was called into service at the Multnomah Athletic Club (MAC) in Port- land, Oregon by then-General Manager Norman Rich who hailed from The Jonathan Club in Los Angeles. Rich proceeded to revolutionize what is considered the largest private athletic club in the United States to obtain a “Platinum Level” ranking and charged the bartender with the task of creating a world-class beverage program that supported the club’s acclaimed culinary exploits. Pervizi began to transform the club’s Men’s Bar (accessible to women since 1988) and the beverage program throughout the club into a sought-after destination for mixology and a living lab for experimentation, distillery tours, and barrel tastings. Among other things, he introduced an affinity circle known as “The Brown Bottle Society” where members could sample their way through 75 different whiskeys. Those who complete the task receive their name on a plaque and additional benefits including invitations to special private events he organizes. In 2024, he celebrates 10 years at the club. Being an ‘oracle of the cocktail’ has been as much benefit to the club as it has been its members and the community. In a world where recog- nizing the attributes within many different professions is the norm, bar- tending professionals are enjoying new prominence that recognizes an exceptional skillset in an ‘of counsel’ scenario at signature events, much like a guest DJ at Coachella. Pervizi was one of the first nationwide to

leverage a notable tenure to expand his repertoire beyond the tradition- al “one home” in the world of spirits. In addition to leading the creative direction of the MAC’s beverage pro- gram, he has served as a consultant to several culinary ventures and is regularly asked to advise on building the personal collections of select individuals who are able to invest in the sometimes-costly endeavor to develop their personal inventories. As a bartender, his future is tied to a past of rich experiences that began at the famous Michelin-starred River Cafe in Brooklyn where he learned to bartend prior to arriving at New York’s Plaza Hotel Oak Room & Bar, the only place in the fabled hotel that author Kay Thompson’s ‘Eloise’ was never allowed to go. One of his favorite customers was Lady Gaga. “Very genuine, and always good conversation,” he said. He’s delivered enthusiasm in a glass at every turn in his career, always creating along the way. Upon learning of the death of the iconic Port- lander and Guinness World Record Holder for longest performing drag queen, he mixed up a spicy concoction to memorialize the lifetime of Darcelle XV who was a page at the MAC in his teenaged years. To honor Regency’s publisher when he authored his first book, an alluring “Cage of Privilege” cocktail was created for the occasion. Details of his custom- ers lives are never lost within Pervizi’s memory. Charitable causes are often at the forefront of his philosophy. He has assisted with the development of many event cornerstones, including Wine & Dine for Hope and Joy, a benefit for UKANDU, the largest and longest-running provider of medically-supervised camp programming available to families battling childhood and adolescent cancer in Oregon. Pervizi concepted Noble Spirits Mobile Bar as an additional way to serve requests for more privatized cocktail experiences with a persona that many influencers in Portland have come to know over time. “Noble is an extension of what I hope to have when I go somewhere myself,” he emphasized. “We work to customize our approach with each client and nothing is ever the same.”

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‘La Grande Première’ AN ERA TO BUILD ON

Bringing together more than a century of peak development, the Bugatti Tourbillon premiered at Château Saint Jean in Molsheim, France in June, where over 300 guests including Romano Artioli and Ferdinand Piëch welcomed the new model to the world. After a primer by COO Christophe Piochon on the brand’s 115-year history, CEO Mate Rimac unveiled the car which emanates the timeless craftsmanship and cutting-edge technology synonymous with the French automotive brand, marking the start of a new era guided by the vi- sionary spirit of founder Ettore Bugatti. More information at: www.bugatti.com

PHOTO © 2024 Bugatti Automobiles S.A.S.

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The concept of a family office evokes images of unparalleled financial sophistication and personalized service. Ask ten people about what a family office is, and you will receive ten different answers. This diversity speaks volumes about the customization and the value that a family of- fice can provide. While the conventional single-family office—a dedicated enterprise man- aging the wealth of one ultra-high net worth family—remains the gold standard, the family office concept has evolved to offer a spectrum of bespoke solutions. These solutions provide holistic oversight of a fam- ily’s financial world, viewed through an objective and discerning lens. In addition to a traditional single-family office, which can be cost-inten- sive and an administrative burden, other options exist that provide many of the same benefits to appeal to a broader spectrum of wealth: • Multi-Family Office: a firm that serves a group of families, offering a comprehensive range of services while leveraging economies of scale and providing access to specialized expertise at an optimized cost. • Virtual Family Office: an innovative model where premier external advisors and service providers come together to function like a fam- ily office, minimizing overhead while maintaining exceptional service quality. • Wealth Management Firms and Private Banks: these institutions offer many of the same services as traditional family offices, often with a global reach and centuries of expertise. • Hybrid Model: a bespoke approach that combines in-house staff with outsourced specialists, tailored to the unique needs and preference of each family. Family office growth has been on a rapid upward trajectory since 2008. They have more than tripled between 2019 and 2023 alone, growing from 1,285 to 4,592. This remarkable expansion underscores the in- creasing demand for sophisticated wealth management solutions. While official statistics primarily reflect the trends of prominent single and multi-family offices, the proliferation of virtual and hybrid options suggest a similar growth trajectory. This rapid expansion highlights the increasing popularity and relevance of family offices among wealthy individuals and families. Family offices offer a comprehensive suite of services tailored to the unique needs of a family. These services typically include, but are not limited to: • Investment Management: Developing and implementing sophisticated investment strategies across a diverse range of asset classes. • Financial Planning and Reporting: Providing detailed financial analysis, budgeting, and regular reporting on the family’s overall financial posi- tion. • Tax Planning and Compliance: Offering strategic tax advice and ensur- ing compliance across multiple jurisdictions. • Estate and Succession Planning: Designing and implementing strate- gies for efficient wealth transfer across generations. • Philanthropic Advisory: Assisting in the creation and management of The Bespoke World of Family Offices: Elevating Wealth Management to an Accessible Art Form

By MICHELLE HOOTON Senior Manager & Family Office Practice Lead Geffen Mesher

charitable foundations, impact investing, and strategic giving initia- tives. • Risk Management and Insurance: Assessing and mitigating various risks through appropriate insurance coverage and other risk manage- ment strategies. • Lifestyle Management: Offering concierge services, including domes- tic payroll administration, property management, travel planning, and personal security arrangements. • Family Governance and Education: Facilitating family meetings, de- veloping family constitutions, and providing financial education for younger generations. The allure of family offices is undeniable, offering a suite of benefits that resonate: • Time savings and efficient, consolidated oversight: By entrusting ad- ministrative tasks to seasoned professionals, family members are free to pursue passion projects or focus their efforts on building strong businesses, pursuing philanthropic goals, or leaving a unique mark on the world. • Enhanced Family Legacy Planning: The centralized hub of informa- tion fosters transparency, trust, and consistent communication about wealth and family values, ensuring a lasting legacy. • Seamless Advisor Coordination: Family offices orchestrate the efforts of elite professional advisors—legal counsel, accountants, bankers, and investment managers—ensuring cohesive wealth management and proactive strategy implementation. • Uncompromising Privacy and Risk Management: The family office serves as a trusted fiduciary, mapping the client’s world with integrity and discretion. As gatekeepers of sensitive information, they master- fully manage privacy concerns and mitigate risks. Embracing a family office approach elevates wealth management and financial oversight to an art form, providing unparallelled efficiency, su- perior information flow, and allowing individuals and families to focus on strategic decision-making rather than day-to-day administration. A family office is not merely a service—it is a transformative partnership that redefines the landscape of personal wealth management. Sources: https://www.forbes.com/sites/josipamajic/2024/01/11/the-rise-and-rise- of-the-family-office-an-analysis/ https://www.familywealthreport.com/article.php/New-Preqin-Report- Shows-Rise-In-Family-Offices Michelle Hooton, CPA, leads Geffen Mesher’s family office practice with over 20 years of experience in family offices. Her career began in a sin- gle-family office, managing complex financial affairs across four gener- ations. In 2013, Michelle joined the Portland-based accounting firm with over 90 years of experience servicing a variety of clients nationwide. More information at: gmco.com/service/family-office/

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Vfor DOING IT RIGHT Passion SITE VISIT | A presence can be felt in every hall and space within this unseemly oasis in the middle of Oregon’s wine coun- try. Not any type of apparition that could startle - but a peaceful serene sense that something exceptional is welcoming guests to The Allison Inn & Spa in Newberg. Little did she know when she co-founded A-dec 60 years ago with her husband Ken that the late Joan Austin would see her dream in the hospitality sector come to fruitition. Everyone who climbs the winding drive to the hotel’s en- trance can be sure that its creator’s energy is still pulsing through each chair, plant, and piece of art throughout the vast complex. Excitement abounds with smiles and genuine enthusiasm from ev- ery employee, a trait often lost in the humdrum of chic hotels in the urban core. It is apparent that this workforce approaches its collective task of graciousness with uncommon style, and watching them on stage is a total delight. The Allison is more than another resort as it is not so much a ho- tel as it is an extension of love to the both the community and to guests alike by Joan’s design and motto: “Go find what you love and then give it everything you’ve got.” The businesswoman and philanthropist succeeded in creating a tranquil setting that defies the typical archetype of a five-star destination. Arrival and being greeted by the works of accomplished artists and a brook that swirls its way through a variety of entrance points sug- gest the visitor has passed into a rare enclave. The fun begins with exploring not only the 500 original art pieces scattered throughout the property, but the variety of feasts available in a conucopia of forms, from culinary to spa body treatments. In the signature restaurant Jory , Wine Director Elaine Heide mean- ders through the tables and is confronted with a not-so-easy ques- tion for having such wineries as Domaine Drouhin and Archery Summit in close proximity: “Why do you even have European wines on your list?” the curious patron asks. Effortlessly she re- sponds, “We’d like great global wine to remain in context. This way Oregon is not seen as isolated but part of a greater community.” Maddie, a server and grew up in the area, provides exceptional narrative to support the award-winning menu items. She pauses to recount that the Jory Green Salad with its muscatel vinaigrette has been a staple since The Allison opened, and touches on other hid- den treasures not revealed on the menu like her vivid description of the bounty from the chef’s tasting garden and how employees can receive some of the special honey produced on site for those participating in the harvest process. While Joan died in 2013 at 81, her legacy lives on through her fam- ily, Celia and Ken Austin and Loni Austin Parrish who owns the gal- lery Art Elements in Newberg. The energy of the family and its commitment to the region is notable and has impacted the state on many levels. They carry on a tradition of the honest welcoming spirit at the destination where a lingering grace stands guard. Based on the experience, it’s no wonder that after-the-visit re- search for this article uncovered that its 2024 honors included the #1 Best Hotel in Oregon and #1 Best Hotel in Portland by U.S. News & World Report. The Allison also came in at #89 for Best in the USA. Those honors amplify that destinations of note are not born merely from design and rehearsed employee manuals that extoll the vir- tues of cookie-cutter standards of excellence, but through a love to make a difference in people’s lives across the board.

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NEW ORDER FOR AN ‘OLD FAVORITE’

GLOBAL COMPARATORS & UHNW

LUXURY

The Ultra-High Net Worth (UHNW) demographic is defined as individ- uals with a net worth in excess of $30m. Altrata’s World Ultra Wealth Report 2024 , which leverages data from Wealth-X, includes some new statistics and indicators about the demographic:

Digging deeper into lost meaning and misappropriation

426,330 (global total UHNW individuals) 161,280 (North America - 37.8% of total)

FIRST PERSON with KAAREN HARPER

$49.2trn (total UHNW wealth) $51m (median UHNW wealth)

As I sit down to write this I have just received a letter addressed, “Hello (insert first name)” from a company touting itself as a “luxury” provider. It’s time to put away the keys to the AI marketing machine for a mo- ment and give the word LUXURY a long overdue rest. Because - let’s be honest - the word has not only lost its luster, it’s lost its meaning. It is worth a look at the roots of the word. In Latin there are two words with this root: Luxuria and Luxus. “Luxuria” was used to denote extrav- agance, magnificence and splendor. “Luxus” was used to describe debauchery, overindulgence and a lack of moderation. Fast forward to Middle English and we find the familiar spelling, lux- ury, though it was used to denote lechery or lust. It wasn’t until the mid-17th century that we find it used in its current sense. So what is the experience we are trying to denote with this word? Certainly extravagance and magnificence and splendor seem rele- vant. But, I’m searching for a deeper expression of the modern experience: I believe it should denote the feeling one gets when we feel the sub- lime balance between form and content. Aesthetic balance between how something is and what it is. Too often we see a beautiful image only to be disappointed in person: the lush looking pastry that tastes like sawdust. But that moment when all senses are delighted at once and all the details are in harmony - that is rare, unique and worthy. Intimacy - it has always been and will continue to be the key to ‘true luxury.’ No form letter spit out by program no matter how detailed it is will replace the authentic warmth you get from exchanging informa- tion with a well-known client. There is a nuance - machine learning is far from mastering. In this era of social media/influencer marketing with its banal repetition, true intimacy is becoming precious. Ultimately, true luxury will always be defined by the details - the inti- mate details that allow {in the words of the philosopher}, “one to hear the voice of poetry in the conversation of mankind.” Kaaren Harper is founder of Layneau, an atelier with an internation- al client base including members of the demographic. Noting that beauty and strength come from self-love which ultimately fuels quality design, she channels the belief that dressing is as much an act of art as it is of mutual respect.

 The 10 largest ultra wealth market countries are all located across three regions, with four in Europe, four in Asia and two in North America.  The world’s leading ultra wealth region, the United States, increased by 11.9% in 2023.  #1 City: New York (16,630)  Reflecting its status as the world’s largest UHNW market, the US accounted for six of the top 10 cities: New York (1) 16,630; Los Angeles (3) 8,955; San Francisco (5) 6,405; Chicago (7) 5,725; Washington DC (9) 4,950; and Dallas (10) 4,875.  By 2028, the report forecasts the global ultra wealthy population to total 587,650 people, an increase of 161,320 on 2023 and an additional $19trn of newly created wealth.  North America will continue to account for the largest regional share of the global UHNW population in 2028, seeing a slight rise to 39%.  A recent trend in the US has been the relocation of some corporates and wealthy individuals from the more traditional wealth hubs to cities in Texas and Florida, partly for tax purposes. However, both Los Angeles and San Francisco, the latter with one of the highest densities of UHNW individu- als of any global city, recorded double-digit gains in their respective ultra wealthy populations in 2023.  One standout trend over the next five years is expected to be a steady rise in the share of the global UHNW population residing in the world’s major cities. By 2028, we forecast that almost 42% of the ultra wealthy class will be based in one of the top 50 UHNW cities, up from a 38% share in 2015.  6.7% of the global UNHW population are sole inheritors .*  Philanthropy is the most common interest for all three UHNW archetypes, and stands out particularly among inheritors. Sports is the second most popular interest for all groups, only just behind philanthropy for entrepre- neurs and executives.*  At 147,950 individuals, the US is home to just over a third of the global UHNW class. Tech-led capital market gains and a standout economic performance among its developed-market peers were the main drivers, overshadowing slight currency weakness and heightened political instability. *2023 World Ultra Wealth Report data Source: Wealth-X, an Altrata company (2024) Special thanks to our partners at Wealth-X. The full report is available at: www.wealthx.com/reports

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AQUATIC INNOVATION and PURE STYLE

nine-acre parcel that opened on New Years Eve 1930. One of its most famous guests, Sir Winston Churchill, painted seascapes in one of the cabanas where the grandparents of one of Regency’s Advisory Coun- cil members also maintained their own beachside footprint years later. After perusing more than 1,000 boats, stroll down the historic Peacock Alley in the Richard Meier-designed Four Seasons Hotel and Residences at The Surf Club to enjoy the ‘cocktail cart experience’ in its Lido Cham- pagne Bar. Access to the boats in this part of the show is by the discretion of the broker, dealer, and/or manufacturer. The Windward VIP Experience in- cludes access to the Windward Lounges as well as Art Wynwood, the premier winter contemporary and modern art fair, presented by Art Mi- ami. More information at: www.miamiboatshow.com

MIAMI | FEBRUARY 12-16, 2025 SuperYacht Miami is an exclusive marina featuring the largest and most notable vessels at the Miami Boat Show. Climb aboard a superyacht or meet with world-renowned yacht builders to design a future project. Hosted in the modern and upscale Yacht Haven Grande Miami, the Su- perYacht Miami provides an exclusive experience suitable for visiting world-class cruisers. While visiting, there’s no reason not to saunter to Surfside to discov- er where the elegance of Miami began when Harvey Firestone peered out of his own yacht to discover the land that would become the Miami Beach Surf Club in 1930. While Paris Singer had already built the es- teemed Everglades Club in Palm Beach, he built the Surf Club on the

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A rchitecture of note is simply not the act of repurposing the scribbles on a piece of paper showing a client’s proposed dream. Masters of the craft employ a deep set of tools to extract client goals that is often in a far different space than an initial consult. Jeff Miller has refined this process that was born when he first walked through the doors of his grandmother’s toney Wilshire Terrace cooperative in Los Angeles’ Platinum Triangle more than 60 years ago. While the building was only six years old at the time, he learned to absorb every nuance of his visits from Portland. Within the building and in her circle, he encountered a menagerie of the finest curated by exquisite design interpreters for neighbors that included the Firestones, Billy Wilder and Maude Chasen. While his grandmother grew up in comfort, his grandfather’s life as a Baltic German was more complicated. His father arranged for him to get a job in Washington DC at the Russian Embassy at 16, rising even- tually to role of chief of protocol. With World War I and fearing repri- sals from the Bolsheviks, he fled to Los Angeles. There wasn’t much he could offer for a trade other than his military school upbringing as a talented horseman. In Hollywood, he and his princely immigrant cohorts were enlisted to help marshal horses for use in movies. Upon their marriage, they ended up living in a home Architect Wallace Neff designed. Migrating across town to condo living after his death, she sold the home to Cary Grant and Barbara Hutton. “She was beloved by all who met her and developed many friend- ships,” Miller suggested. “She sponsored Lillian (Disney) after Walt’s death for the Los Angeles Country Club because of exclusions related to participants in the movie industry. Jimmy (James Pendleton) was the designer who brought her unit to life.” Pendleton’s own home and its oval pool was designed by Architect John Elgin Woolf. It was his first major commission in LA in the Hollywood Regency tradition, and is immortalized in Slim Aarons’ classic 1960 photo, “Pendleton House.” ‘No one can give anyone taste. That is something that is nurtured through experiences over time. Successful clients and their vendors collaborate.’ Miller’s acquaintances with multiple figures and the experience of ex- tensive travels shaped his own worldviews of architecture and how to accommodate the diverse palettes of his clients. Growing up in Portland Heights near Ainsworth School, he was con- stantly amazed how numerous homes of his friends were “modern- ized” and replacing rich architectural elements with everything new. “I spent a great deal of time watching this happen and tried to figure out the benefit of the ‘new’ and how it could ever outweigh the beau- tiful work that was being removed in the process.” In addition to the influence of his grandmother whose timeless taste in furnishings still greets him daily at his office, Miller studied in Rome and traveled throughout England, France, and other European hubs. After a stint at MIT and eventually graduating from Boston University, he received his first major commission from her - to build a country estate in Portland that he still calls home today. While having great deference to historic influences, he is admittedly not a “follower” in any architectural movement where he invites cli- ents to understand new ways of exploring their architectural concepts with him. RICH EXPERIENCES & SHAPING TASTEMAKERS

Many of the current timeless furnishings and antiques in Jeff Miller’s Southwest Portland Studio Building were part of his grandmother’s original collection once housed in the Los Angeles Wilshire Terrace Cooperative unit 12B, recently represented by Broker Michele Hall for another seller (reference page 17).

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Michele Hall sold Wilshire Terrace’ Unit 8GH in March 2024 for $3.69m. Created by Designer Frank Parker Austin, the 4,573sf unit has Southern, Northern, and East facing views including Downtown LA, Holmby Hills, and the Los Angeles Country Club.

“ co-op eratively,” yours?

H illary Clinton is having lunch somewhere upstairs in one of the 112 units. Secret service and law enforcement are buzzing around outside. A stunning European expatriate fresh from a ca- sual jog throughout Holmby Hills saunters down the lobby toward her ground-level maisonette once owned by Actor Robert Stack that was converted to a living space by Lucy Doheny Battson. For the steady stream of residents who stride past the front desk and populate the Wilshire Terrace Cooperative, the flurry of ac- tivity and provenance of the building is nothing more than an “al- so-ran.” And, that’s how they like it. The Victor Gruen Associates-designed Tishman-built structure, which was built in 1958 for single-family “California lifestyle” in-a- high-rise living, is the hands-down queen of the Westwood corri- dor. It politely eclipses newer construction like the Beverly West Residences and The Century as a specialized iconic property de- signed with privacy in mind, right down to the system of corridors and elevators to restrict personnel access as an intended tool to avoid interaction with service staff in public areas. In the world of real estate that is complicated by the formal co- operative approval process for the necessary all-cash purchas- es, net worth requirements, and rigorous background/financial screening with personal references, real estate agent Michele Hall of Coldwell Banker Global Luxury is the de facto resource for navigating the intricate process of share purchase in the building. A sense of total familiarity blossoms on any tour of the building and select units she represents. She, along with her business partner Brian Strahl, have built a rapport of trust that is essential in representing the demographic. It is apparent as she gingerly asks about a resident’s family and runs into “Huey” the pug on a walk that she guards the rich history of the building and its own- ers with great care. “Over the past 25 years, I’ve represented 37 apartments here,” noted Hall. “This itself is its own unique private club with every amenity available without having to leave the grounds.” She is correct: the building is the original to be outfitted with two private parks and many hidden treasures that include a well-suited team of concierge and doorman with remarkable discretion. “While ‘new’ tends to overshadow the old in real estate, this building has been curated in such a manner where it competes evenly with anything that’s being built today,” Hall emphasized.

Dog park, rose gardens, concealed underground parking, passageways for priva- cy and a pool are “surface-level benefits” of Wilshire Terrace. Residents of note throughout the years include many leading citizens of Los Angeles. As a special place where owners cherish the understated elegance of their footprint in the city, Wilshire Terrace continues to stand out as the actor who doesn’t need the acade- my to validate its uncompromising presence as a leading lady.

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At a recent milestone gala event for Portland, Oregon based Friendly House, a speaker encapsulated the essence of the organization by noting “if there’s a need, Friendly House will find a way.” In the spirit of blazing trails to create solutions, it worked with a host of entities to accomplish a regional first. In April 2024, an array of community partners including Friendly House, Metro (the regional government authority), and Washington County celebrated the grand opening of The Opal, a 54-unit housing complex offering safe, affordable, inclusive housing with a focus on support for LGBTQ+ seniors. Friendly House’s program serving LGBTQ+ older adults, Elder Pride Services, provides ongoing resident services at The Opal, offering community building experiences, enrichment opportuni- ties, advocacy, and information/referral sources for residents. The Opal is the only affordable housing apartment complex for seniors in the Portland metropolitan area with explicit anti-discriminatory pol- icies for people who identify as LGBTQ+, and leasing includes a pref- erence granted for referrals from Friendly House Elder Pride Services. Offering a mix of one and two bedroom apartments available to seniors (55+) earning 0% and 60% of the Area Median Income. The 44,000 square-foot housing community is ideally located for older adults, with walkable access to shopping, transit, and the Cedar Mill Library. The event provided an honest portrayal of personal stories about a much-different climate to the senior LGBTQ+ community that included incredible feelings of isolation in the not-so-distant past. The Opal in- tended to break down those barriers and provide dignified transitions for seniors in the space and creating community where it did not pre- viously exist. This is the culmination of a nearly decade-long, $23.4 million project which began when Christ United Methodist Church (Christ UMC) re- solved to take tangible steps to repair relationships with the LGBTQ+ elder community. The church connected with Home First Development and offered a parcel of their own land to develop into a welcoming and inclusive housing complex with services and support specifically tailored to this intersectional community. “We recognized the challenges that LGBTQ seniors face in the commu- nity and the need for safe, affordable, inclusive housing for them,” said Christ UMC’s Reverend Paul Richards-Kuan. “Our church is committed to helping underserved populations, and we know the need for hous- ing like this is great in our region. The Opal is an expression of that part of our mission.” With consultation from Friendly House staff, Home First Development and Christ UMC have worked to ensure capacity to provide equitable services and welcoming community building opportunities for LGBTQ+ elders living in this highly anticipated housing development. The resi- dent services coordinator will facilitate access to fitness opportunities, wellness classes, lifelong learning courses, and social activities, in ad- dition to connecting residents to case management and other support services through Friendly House and a network of local and statewide service providers. Friendly House, founded by Portland’s First Presbyterian Church in 1930 as Marshall Street Community Center to provide services for indi- viduals and families impacted by the Great Depression now creates a thriving community by connecting people of all ages and backgrounds through quality educational, recreational and other life-sustaining ser- vices. More information at: www.fhpdx.org SPECTRUM OF COLOR UNVEILED IN THE OPAL FOR SENIOR LIVING

The Opal officially opened on April 11, 2024 after a decade-long process to create partnerships to build the 54-unit complex in the Cedar Mill community of Metropolitan Portland.

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“We give to honor our great grandmother and continue our tribal tradition of community, charity and care of the land.” — CHUCK AND HIS SON STONE, OCF DONORS SINCE 2016

[ OREGONIANS HELPING OREGONIANS ]

There are countless reasons to give, and endless causes to support, but what will make you decide it’s your time to start a fund? Do you feel the need to reach a certain age, or finacial level? Maybe you haven’t figured out who or how you’d like to help. This is where your state-wide community foundation can make all the difference. We help you, help others. Our staff and resources can assist you in building a plan that will suit your finances and timeline so your generosity can begin helping others. Let’s get started.

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