Important disclosures
Merchant Services – Page 2 5
Business Checking - Page 2
1. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees, or speak with a banker for more details. 2. Discounted check orders must be ordered through CB&T to qualify. Checks can be ordered through a branch, online banking, or by calling customer service.
1. Merchant Services products and services are provided by Clover affiliate First Data Merchant Services LLC and not by California Bank & Trust, a division of Zions Bancorporation, N.A. Member FDIC 2. The Clover name, logo and related trademarks are owned by Clover Network, LLC., and are registered or used in the U.S. and many foreign countries. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Message and data fees from your mobile provider may apply.
Business Credit Card Intro Offer – Page 9
1. Amazing Rewards for Business – Cardholder will earn reward points on all net purchases. Three
reward points are earned on office supplies, wireless telephone services, computer network services and telecommunications services and equipment. Two reward points are earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. One reward point is earned on all other purchases. Three reward points and two reward points apply to the first $150,000 in combined purchases per calendar year, then one reward point applies thereafter. Reward points are not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem. Account must be in good standing. See the Amazing Rewards for Business Program Terms and Conditions for full details. Amazing Cash for Business- Cardholder will earn cash back on all net purchases. 3% cash back is earned on office supplies, wireless telephone services, computer network services and telecommunications services and equipment. 2% cash back is earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. 1% cash back is earned on all other purchases. 3% and 2% cash back apply to the first $150,000 in combined purchases per calendar year, then 1% cash back applies thereafter. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $1 earned cash back in order to redeem. Account must be in good standing. See the Amazing Cash for Business Program Terms and Conditions for full details.
Owner-Occupied Real Estate – Page 3 3
1. Loans subject to credit approval. Terms and conditions apply; contact bank for details or Visit https://www.calbanktrust.com/business-banking/ real-estate-financing/owner-occupied-real-estate- financing/. Equal Housing Lender | SBA Preferred Lender | NMLS# 467014, A division of Zions Bancorporation, N.A. Member FDIC © 2023 Zions Bancorporation, N.A.
Zelle ® for Business – Page 36
1. U.S. checking or savings account required to use Zelle ® . Transactions between enrolled users typically occur in minutes. See your Zelle ® Payment Service Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. Zelle ® is intended for sending money to family, friends and people you know and trust. It is recommended that you do not use Zelle ® to send money to people you don't know. Neither Zions Bancorporation, N.A. nor Zelle ® offer a protection program for any authorized payments made with Zelle ® . To send or receive money with a small business, both parties must be enrolled with Zelle ® directly through their financial institution’s online or mobile banking experience. Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.
2. Credit cards are subject to credit approval. Certain terms, conditions and restrictions apply.
A division of Zions Bancorporation, N.A. Member FDIC © 2023 Zions Bancorporation, N.A.
Equal Housing Lender | SBA Preferred Lender | NMLS #467014
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calbanktrust.com/ inyourcorner
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