2022 AFBA Financial Planning Guide

14-4. LIFE EXPECTANCY TABLE

Female Life Expectancy

Male Life Expectancy

Female Life Expectancy

Male Life Expectancy

Current Age

Current Age

20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55

81.63 81.66 81.69 81.72 81.75 81.78 81.82 81.85 81.89 81.93 81.97 82.01 82.06

76.85 76.91 76.98 77.06 77.14 77.22 77.31 77.39 77.48 77.56 77.65 77.74 77.83 77.92 78.01

56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91

83.94 84.09 84.24 84.39 84.56 84.72

80.7 80.9

81.12 81.34 81.58 81.83 82.08 82.35 82.62 82.89 83.18 83.47 83.77 84.07 84.39 84.71 85.05

84.9

85.07 85.26 85.45 85.65 85.86 86.07

82.1

86.3

82.15

86.54 86.79 87.05 87.32 87.61 87.92 88.23 88.57 88.92 89.29 89.68 90.09 90.52 90.98 91.45 91.95 92.47 93.01 93.57 94.16 94.78 95.43

82.2

78.1

82.25

78.19 78.28 78.37 78.47 78.56 78.65 78.75 78.85 78.95 79.06 79.17 79.28 79.41 79.54 79.67 79.82 79.98 80.14 80.32

82.3

85.4

82.36 82.41 82.47 82.53 82.59 82.66 82.73

85.76 86.14 86.53 86.94 87.37 87.82 88.28 88.76 89.26 89.79 90.33 90.89 91.48 92.08 92.71 93.37 94.05 94.75

82.8

82.88 82.96 83.04 83.13 83.23 83.33 83.44 83.55 83.68 83.81

80.5

Source: Social Security Administration, Period Life Table, 2017

CHAPTER 14: ANNUITIES

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