2022 AFBA Financial Planning Guide

A Year in the Reserves — 2022

Under 2 Years

2 Years

3 Years

4 Years

6 Years

8 Years

10 Years

12 Years

14 Years

16 Years

18 Years

20 Years

22 Years

24 Years

26 Years

Rank

Commissioned Officers

O-7 20,304 21,247 21,683 22,030 22,659 23,279 23,997 24,712 25,430 27,685 29,589 29,589 29,589 29,589 29,740 O-6 15,397 16,915 18,025 18,025 18,094 18,869 18,972 18,972 20,050 21,956 23,075 24,193 24,830 25,475 26,723 O-5 12,836 14,459 15,460 15,648 16,274 16,646 17,468 18,072 18,851 20,042 20,609 21,170 21,807 21,807 21,807 O-4 11,075 12,819 13,676 13,866 14,659 15,511 16,573 17,397 17,971 18,301 18,491 18,491 18,491 18,491 18,491 O-3 9,737 11,038 11,912 12,989 13,612 14,295 14,736 15,462 15,841 15,841 15,841 15,841 15,841 15,841 15,841 O-2 8,414 9,582 11,036 11,409 11,643 11,643 11,643 11,643 11,643 11,643 11,643 11,643 11,643 11,643 11,643 O-1 7,302 7,601 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 9,189 Commissioned Officers With Over Four Years of Enlisted or Warrant Officer Service O-3E – – – 12,989 13,612 14,295 14,736 15,462 16,075 16,428 16,907 16,907 16,907 16,907 16,907 O-2E – – – 11,409 11,643 12,013 12,639 13,124 13,483 13,483 13,483 13,483 13,483 13,483 13,483 O-1E – – – 9,189 9,812 10,175 10,546 10,909 11,409 11,409 11,409 11,409 11,409 11,409 11,409 Warrant Officers W-5 – – – – – – – – – – – 17,893 18,800 19,476 20,224 W-4 10,063 10,824 11,135 11,440 11,967 12,488 13,016 13,808 14,504 15,166 15,708 16,237 17,013 17,650 18,377 W-3 9,190 9,572 9,966 10,094 10,505 11,315 12,158 12,555 13,015 13,488 14,339 14,913 15,257 15,622 16,120 W-2 8,131 8,901 9,137 9,300 9,827 10,646 11,053 11,453 11,942 12,324 12,670 13,084 13,357 13,572 13,572 W-1 7,137 7,907 8,113 8,549 9,064 9,825 10,180 10,678 11,166 11,550 11,904 12,334 12,334 12,334 12,334 Enlisted Members E-9 – – – – – – 12,157 12,433 12,780 13,188 13,602 14,260 14,819 15,406 16,305 E-8 – – – – – 9,952 10,392 10,665 10,991 11,345 11,983 12,307 12,858 13,163 13,915 E-7 6,918 7,551 7,840 8,222 8,522 9,035 9,325 9,839 10,266 10,558 10,868 10,988 11,392 11,609 12,434 E-6 5,984 6,585 6,876 7,158 7,452 8,115 8,374 8,874 9,027 9,138 9,268 9,268 9,268 9,268 9,268 E-5 5,482 5,851 6,134 6,423 6,874 7,345 7,733 7,779 7,779 7,779 7,779 7,779 7,779 7,779 7,779 E-4 5,026 5,283 5,569 5,852 6,102 6,102 6,102 6,102 6,102 6,102 6,102 6,102 6,102 6,102 6,102 E-3 4,537 4,823 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 5,115 E-2 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 4,315 E-1 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850 3,850

The chart above provides an approximation of the annual compensation earned by a member of the reserves.

CHAPTER 2: RESERVE & NATIONAL GUARD

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