2022 AFBA Financial Planning Guide

RETIREMENT SERVICES OFFICES (RSO) Army Reserve ORGANIZATION AREAS SERVED 63rd Readiness Division Retirement Services Office 230 RT Jones Road Mountain View, CA 94043-1809 Phone: 650–526–9513 AZ, AR, CA, NV, NM, OK, and TX Membership in the Retired Reserve enables him/her to continue to accrue creditable years of service for retirement purposes. Regardless of the method of computation, all recipients of retired pay are provided an annual Cost of Living Adjustment (COLA) based upon the change in the Consumer Price Index. at the time the member reaches retirement age. Under High–36 and BRS, the pay computation is based upon the average of the highest 36 months of base pay for the grade and length of service. The length of service is impacted by the reservists status at the time he/she becomes eligible for retirement. At the 20 year point, he/she may continue to serve in the Ready Reserve and accrue additional years of qualifying service or he/she may choose to be discharged. If he/she chooses to be discharged, the length of service is computed through the date of discharge. At any time beyond the 20 year point, the member may elect to be transferred to the Retired Reserve.

Assistance in the retirement application process can be obtained from the organizations on the top this page. 2–5. TRICARE. Activated members of the guard and reserve are eligible for the same health and dental benefits as active duty service members and should enroll in one of the TRICARE Prime options. In addition, the following coverage for both sponsors and their dependents is available when the member is called to active duty for more than 30 days in support of a contingency operation: a. Pre–Mobilization. Up to 90 days of TRICARE eligibility for both members and their families prior to the sponsor’s activation date. b. During Mobilization. Waiver of TRICARE Prime or Select deductibles for family members and authorization of TRICARE payment up to 115% of the maximum allowable charge to non–participating providers. These features are designed to enhance the continuity of family health care in conjunction with their normal civilian providers. c. Post–Mobilization. Prior to release from active duty, members must receive a comprehensive physical exam. After deactivation, both the member and their family are provided 180 days of transitional TRICARE coverage. Upon completion of the 180 day transitional period, those members who served at least 90 days will be provided the opportunity to purchase TRICARE coverage on a self–only or self and family basis. TRICARE Reserve Select (TRS). TRICARE Reserve Select is available to Selected Reserve members and their families who meet the following qualifications: not on active duty orders; not covered under the Transitional Assistance Management Program; and not eligible for or enrolled in the Federal Employees Health Benefits (FEHB) program. Monthly premium costs for 2022 are $46.70 (member only) and $229.99 (member and family). Cost-shares and annual deductibles are the same as the charges for active duty family members in Select Group B (see Chapter 3, Table 3–11).

81st Readiness Division Retirement Services Office 1525 Marion Avenue Fort Jackson, SC 29207 Phone: 803–751–9864 88th Readiness Division Retirement Services Office 60 South O Street Fort McCoy, WI 54656-5138 Phone: 608–388–7448 99th Readiness Division Retirement Services Office 5231 S. Scott Plaza JBMDL, NJ 08640-5730 Phone: 609–562–1696 9th Mission Support Division Retirement Services Office Daniel K. Inouye Complex 1557 Suehiro Road Honolulu, HI 96819-2135 Phone: 808–438–1600 x 3114

AL, FL, GA, KY, LA, MS, NC, PR, SC, and TN

CO, ID, IL, IA, IN, KS, MI, MN, MO, MT, NE, ND, OH, OR, SD, UT, WA, WI, and WY CT, DE, ME, MD, MA, NH, NJ, NY, PA, RI, VA, VT, WV, and Europe

AK, AS, GU, HI, JP, KR, and MP

CHAPTER 2: RESERVE & NATIONAL GUARD

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