2022 AFBA Financial Planning Guide

3-13. MEDICARE/TFL COST SHARE TABLE Medicare — Part A

Medicare Pays

TFL Pays

You Pay

100% (after $1,556 deductible) All but $389 per day

Nothing for Medicare covered services.

$1,556 deductible

Days 1-60

Nothing for Medicare covered services. Nothing for Medicare covered services.

$389 per day

Days 61-90

Inpatient Hospital (Medical & Surgical Only)

All but $778 per day

$778 per day

Days 91-150*

Lesser of $250 per day or 25% of allowable charges if TFL network hospital; Lesser of $1,053 per day or 25% of allowable charges if non-network hospital.

Allowable charges less patient’s co-pay

Days 151 +

Not covered

Remaining liability (if any)

Nothing for Medicare covered services. Nothing for Medicare covered services.

Days 1-20

100%

All but $194.50 per day

$194.50 per day

Days 21-100

Skilled Nursing Facility

Lesser of $250 per day or 20% of allowable charges if TFL network hospital; 25% of allowable charges if non- network hospital.

Allowable charges less patient’s co-pay

Days 101 +

Not covered

Medicare — Part B

Doctors Visits (outside MTF)

Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services. Nothing for Medicare covered services.

80%

20%

80% of the facility and doctor’s charges

Emergency Room Visit

20%

Mental Health Visit

80%

20%

Laboratory Services

100%

Nothing

Radiology Services

80%

20%

Home Health Care

100%

Nothing

Durable Medical Equipment

80%

20%

Outpatient Hospital

80%

20%

CHAPTER 3: TRICARE

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